409 Bertram Valley Rd, Apex, NC 27523 Property Records

Chatham County property record for 409 Bertram Valley Rd, Apex, NC 27523

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,811 sqft · built 2020
Lot Size	0.405 acres (17,685 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Apr 2020)
Tax Bill	$10,287 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0093011`

Property Details

APN / Parcel Number

Primary APN	`0093011`
Alternative APN	`1370624`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,811 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Conventional
Construction Type	Wood
Lot Area	17,685 sqft (0.405 acres)
Garage Type	Attached

Location & Zoning

Street Address	409 BERTRAM VALLEY RD
City	APEX
State	NC
Zip	27523-6174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	LOT 23 AC 0.406 BK 2019 PG 173
Legal Subdivision	PROVIDENCE AT YATES POND
Legal Block	90
Legal Lot Number	23
Jurisdiction	CHATHAM NC
Township / Civil Division	NEW HOPE
Census Block Group	1
Census Block	1012
Census Tract	20702

Owner

Source: Chatham County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 BERTRAM VALLEY RD, APEX, NC 27523-6174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 30, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Deed Document Number	0002110380
Deed Book / Page	2110 / 380
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	409 BERTRAM VALLEY RD, APEX, NC 27523-6174
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2229/606
Date	Jul 12, 2021
Book Page	2229/606
Instrument	10822

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 22, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM NC
Recording Date	Apr 30, 2020
Property Address	409 BERTRAM VALLEY RD, APEX, NC 27523-6174
Document Number	0000004714
Book / Page	002110 / 000380
Instrument Date	Apr 30, 2020
Instrument	4714
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	409 BERTRAM VALLEY RD APEX NC 275236174, APEX, NC 27523-6174

Mortgage

Document Number	4715
Date	Apr 30, 2020
Book Page	002110/000382
Instrument	4715

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 29, 2035

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Chatham County
Municipality	Cary Town
Unified School District	Chatham County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,287.00 (+32.87%)	$1,094,456 (+48.43%) Land $175,750 Building $918,706	$1,094,456 (+48.43%) Land $175,750 Building $918,706
2024	$7,742.00 (+1.95%)	$737,375 (-) Land $140,600 Building $596,775	$737,375 (-) Land $140,600 Building $596,775
2023	$7,594.00	$737,375 Land $140,600 Building $596,775	$737,375 Land $140,600 Building $596,775

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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