441 4th St, Clutier, IA 52217 Property Records

Tama County property record for 441 4th St, Clutier, IA 52217

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,286 sqft · built 1905
Lot Size	0.069 acres (3,006 sqft)
Owner	Individual Name on Record
Last Sale	$77,000 (Jul 2024)
Tax Bill	$858 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`12.18.458.005`

Property Details

APN / Parcel Number

Primary APN	`12.18.458.005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,286 sqft Living Area
Attic	Attic
Attic Area	418 sqft
Basement Area	760 sqft
Unfinished Basement	888 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,006 sqft (0.069 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	441 4TH ST
City	CLUTIER
State	IA
Zip	52217-9700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 40' LOTS 10, 11 & 12 BLK 6 ORIGINAL
Legal Subdivision	ORIGINAL TOWN
Legal Block	6
Legal Lot Number	10-12
Jurisdiction	TAMA IA
Township / Civil Division	ONEIDA
Census Block Group	3
Census Block	3113
Census Tract	290100

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	441 4TH ST, CLUTIER, IA 52217-9700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2018	Warranty Deed, Transfer · ARM VERIDIAN CREDIT UNION
Jan 17, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2024 · Amount on Record
Deed Sale	Jul 30, 2024 · Amount on Record
Prior Sale	Jan 17, 2018 · Amount on Record
Deed Document Number	20241612
Prior Transfer Date	Jun 22, 2015
Prior Transfer Doc	0020180153
Record Updated	Oct 29, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Jan 17, 2018
Property Address	441 4TH ST, CLUTIER, IA 52217-9700
Document Number	0020180154
Instrument Date	Jan 11, 2018
Instrument	2018-0154
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 4TH ST, CLUTIER, IA 52217-9700

Mortgage

Document Number	20180155
Date	Jan 17, 2018
Instrument	2018-0155

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	3.6%
Type Change Date	Feb 1, 2025
Index	1-Year CMT

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Jan 17, 2018
Property Address	441 4TH ST, CLUTIER, IA 52217-9700
Document Number	0020180153
Instrument Date	Jun 22, 2015
Instrument	2018-0153
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 4TH ST, CLUTIER, IA 52217-9700

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Clutier City
County	Tama County
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$858.00 (-2.05%)	$51,120 (+4.78%) Land $1,400 Building $49,720	$51,120 (+4.78%) Land $1,400 Building $49,720
2024	$876.00 (+26.96%)	$48,790 (-) Land $1,400 Building $47,390
2023		$48,790 Land $1,400 Building $47,390	$48,790 Land $1,400 Building $47,390
2022	$690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLUTIER WATER SUPPLY serves 213 people · EPA ID IA8616052
Water Source	Purchased groundwater from POWESHIEK WATER ASSOCIATION
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Farmers Cooperative Telephone Company DSL	50 / 25

May also be available: Nextlink, Verizon.

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