432 4th St, Clutier, IA 52217 Property Records

Tama County property record for 432 4th St, Clutier, IA 52217 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1950
Square Footage	1,080 sqft Living Area
Lot Size	13,983 sqft (0.321 acres)
Occupancy	Owner Occupied
Last Sale	$92,500 (2023)
Tax Bill	$846.00 (2025)

Owner

Source: Tama County records · APN 12.19.227.002

Assessment roll updated May 15, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	432 4TH ST, CLUTIER, IA 52217-9712
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 30, 2023 · Amount on Record
Deed Sale	Jan 30, 2023 · Amount on Record
Deed Doc Number	2023221
Record Refreshed	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	432 4TH ST, CLUTIER, IA 52217-9712
Transaction Type	Mortgage
Record Updated	Mar 08, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020230222
Date	Jan 30, 2023
Instrument	2023-0222

Lender

Name	WATERSTONE MORTGAGE
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2053

Tax Assessment & Valuation

Source: Tama County records · Assessment roll updated May 15, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Clutier City
County	Tama County
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$846.00	$65,810 (-) Land $4,900 Building $60,910	$65,810 (-) Land $4,900 Building $60,910
2024	$846.00 (-11.13%)
2023		$65,810 Land $4,900 Building $60,910	$65,810 Land $4,900 Building $60,910
2022	$952.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tama County (19171C), updated October 6, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`12.19.227.002`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,080 sqft Living Area
Basement Area	1,080 sqft Basement
Unfinished Basement	1,080 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	13,983 sqft (0.321 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	624 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	432 4TH ST
City	CLUTIER
State	IA
Zip	52217-9712
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	W 1/2 LOT 2, LOT 3 & E 1/2 LOT 4 JOHN HORA'S 2ND
Legal Subdivision	JOHN HORA'S 2ND
Legal Lot Number	2-4
Jurisdiction	TAMA IA
Minor Civil Division	ONEIDA
Census Blockgroup	3
Census Block	3013
Census Tract	290100