Tama County property record for 425 4th St, Clutier, IA 52217
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,110 sqft · built 1900 |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $968 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12.18.476.010 |
| Primary APN | 12.18.476.010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,110 sqft Living Area |
| Attic | Attic |
| Attic Area | 288 sqft |
| Basement Area | 822 sqft |
| Unfinished Basement | 822 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 36,155 sqft (0.83 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 276 sqft |
| Deck Area | 204 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 425 4TH ST |
|---|---|
| City | CLUTIER |
| State | IA |
| Zip | 52217-9700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18-84-13 PCL 'B' SE SE |
| Legal Range | 13W |
| Legal Township | 84N |
| Legal Section | 18 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | ONEIDA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 290100 |
425 4th St is owned and occupied by an individual.
Source: Tama County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 425 4TH ST, CLUTIER, IA 52217-9700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2022 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Sep 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 425 4TH ST, CLUTIER, IA 52217-9700 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020222230 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 2022-2230 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 425 4TH ST, CLUTIER, IA 52217-9700 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020202219 |
|---|---|
| Date | Sep 3, 2020 |
| Instrument | 2020-2219 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 425 4th St was $968 with a homeowner's exemption, down 7.5% from the year before.
Source: Tama County assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Clutier City |
| County | Tama County |
| Unified School District | North Tama County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $968.00 (-7.46%) | $68,600 Land $8,080 Building $60,520 | $68,600 Land $8,080 Building $60,520 |
| 2024 | $1,046.00 | ||
| 2023 | $68,600 Land $8,080 Building $60,520 | $68,600 Land $8,080 Building $60,520 | |
| 2022 | $994.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 425 4th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Farmers Cooperative Telephone Company DSL | 50 / 25 |
May also be available: Nextlink, Verizon.
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