441 2nd St, Morse Bluff, NE 68648 Property Records

Saunders County property record for 441 2nd St, Morse Bluff, NE 68648

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,481 sqft · built 1908
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,563 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2395-20-2-10005-001-3500`

Property Details

APN / Parcel Number

Primary APN	`2395-20-2-10005-001-3500`
Alternative APN	`005643500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,481 sqft Living Area
1st Floor Area	825 sqft
Basement Area	825 sqft
Unfinished Basement	825 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	1,190 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	304 sqft
Deck Area	Deck Area
Patio Area	458 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	441 2ND ST
City	MORSE BLUFF
State	NE
Zip	68648-4801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOTS 1-6 BLK 1 ORIGINAL TOWN MORSE BLUFF; MAP NUMBER: 2395-20-2-10005-001-3500
Legal Range	06
Legal Township	17
Legal Section	20
Legal Subdivision	MORSE BLUFF-O.T.
Legal Block	1
Legal Lot Number	1-6
Jurisdiction	SAUNDERS NE
Township / Civil Division	MORSE BLUFF
Census Block Group	1
Census Block	1010
Census Tract	968200

Owner

Source: Saunders County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	441 2ND ST, MORSE BLUFF, NE 68648-4801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Line of Credit PLATTE VALLEY BANK
Nov 20, 2023	Deed of Trust, Mortgage PLATTE VALLEY BANK
Dec 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLATTE VALLEY BANK
Apr 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage PLATTE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Recording Date	Jun 5, 2026
Property Address	441 2ND ST, MORSE BLUFF, NE 68648-4801
Document Number	0000000126
Book / Page	637 / 397
Instrument Date	May 28, 2026
Instrument	2026126
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000126,
Date	Jun 5, 2026
Book Page	637/397
Instrument	2026126

Lender

Name	PLATTE VALLEY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 26, 2031

Interest

Rate	6.3%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	441 2ND ST, MORSE BLUFF, NE 68648-4801
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 92, MORSE BLUFF, NE 68648-0092

Mortgage

Document Number	0006001184
Date	Nov 20, 2023
Book Page	600/1184
Instrument	2023-11-217

Lender

Name	PLATTE VALLEY BANK
Type	Bank
Address	NORTH BEND, NE 68649

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Nov 19, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	441 2ND ST, MORSE BLUFF, NE 68648-4801
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005881255
Date	Dec 1, 2022
Book Page	588/1255
Instrument	2022-12-019

Lender

Name	PLATTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2037

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	441 2ND ST, MORSE BLUFF, NE 68648-4801
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004880257
Date	Apr 3, 2017
Book Page	488/257
Instrument	2017-04-001

Lender

Name	PLATTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 22, 2017

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Morse Bluff Township
Municipality	Morse Bluff Village
Unified School District	North Bend Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,563.00 (-23.68%)	$178,886 (+4.01%) Land $5,606 Building $173,280	$178,886 (+4.01%) Land $5,606 Building $173,280
2023	$2,048.00	$171,992 Land $5,606 Building $166,386	$171,992 Land $5,606 Building $166,386

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	4 (1979–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 75% of Nebraska
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF MORSE BLUFF serves 117 people · EPA ID NE3115507
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Northeast Nebraska Telephone Company Fiber	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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