Saunders County property record for 440 2nd St, Morse Bluff, NE 68648
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,690 sqft · built 1994 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,581 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2395-20-2-10005-007-4000 |
| Primary APN | 2395-20-2-10005-007-4000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,690 sqft Living Area |
| 1st Floor Area | 845 sqft |
| Basement Area | 845 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | Deck Area |
| Patio Area | 132 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 440 2ND ST |
|---|---|
| City | MORSE BLUFF |
| State | NE |
| Zip | 68648-4801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE-FAM |
| Legal Description | LOTS 1-4 BLOCK 7 ORIGINAL TOWN MORSE BLUFF; MAP NUMBER: 2395-20-2-10005-007-4000 |
| Legal Range | 06 |
| Legal Township | 17 |
| Legal Section | 20 |
| Legal Subdivision | MORSE BLUFF-O.T. |
| Legal Block | 7 |
| Legal Lot Number | 1-4 |
| Jurisdiction | SAUNDERS NE |
| Township / Civil Division | MORSE BLUFF |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 968200 |
440 2nd St is owned and occupied by an individual.
Source: Saunders County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 440 2ND ST, MORSE BLUFF, NE 68648-4801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 440 2nd St was $1,581.
Source: Saunders County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Saunders County |
| County Subdivision | Morse Bluff Township |
| Municipality | Morse Bluff Village |
| Unified School District | North Bend Central Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,581.00 | $180,845 Land $5,000 Building $175,845 | $180,845 Land $5,000 Building $175,845 |
| 2023 | $2,038.00 | $171,185 Land $5,000 Building $166,185 | $171,185 Land $5,000 Building $166,185 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 2nd St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 4 (1979–2019) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 440 2nd St is moderate, ranking above 67% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 75% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF MORSE BLUFF serves 117 people · EPA ID NE3115507 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| Northeast Nebraska Telephone Company Fiber | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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