241 2nd St, Morse Bluff, NE 68648 Property Records

Saunders County property record for 241 2nd St, Morse Bluff, NE 68648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,325 sqft · built 1900
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Nov 2024)
Tax Bill	$1,830 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2395-20-2-10005-003-9500`

Property Details

APN / Parcel Number

Primary APN	`2395-20-2-10005-003-9500`
Alternative APN	`005649500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,325 sqft Living Area
1st Floor Area	1,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	100 ft deep x 123 ft wide
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	312 sqft
Deck Area	Deck Area
Patio Area	221 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	241 2ND ST
City	MORSE BLUFF
State	NE
Zip	68648-4892
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOTS 19-22 & BAL LOT 18 BLOCK 3 ORIGINAL TOWN MORSE BLUFF; MAP NUMBER: 2395-20-2-10005-003-9500
Legal Range	06
Legal Township	17
Legal Section	20
Legal Subdivision	MORSE BLUFF-O.T.
Legal Block	3
Legal Lot Number	18-22
Jurisdiction	SAUNDERS NE
Township / Civil Division	MORSE BLUFF
Census Block Group	1
Census Block	1008
Census Tract	968200

Owner

241 2nd St is owned and occupied by an individual who bought it in November 2024.

Source: Saunders County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	241 2ND ST, MORSE BLUFF, NE 68648-4892
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · Line of Credit COGENT BANK
May 20, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2024 · Amount on File
Deed Sale	Nov 27, 2024 · Amount on File
Deed Document Number	2024303
Deed Book / Page	614 / 32
Prior Transfer Date	May 13, 2022
Prior Transfer Doc	0005810034
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	241 2ND ST, MORSE BLUFF, NE 68648-4892
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 2ND ST, MORSE BLUFF, NE 68648-4892

Mortgage

Document Number	0006040635
Date	Mar 22, 2024
Book Page	604/635
Instrument	2024-03-269

Lender

Name	COGENT BANK
Type	Bank
Address	SCHUYLER, NE 68661

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAUNDERS NE
Recording Date	May 20, 2022
Property Address	241 2ND ST, MORSE BLUFF, NE 68648-4892
Document Number	0005810034
Book / Page	581 / 34
Instrument Date	May 13, 2022
Instrument	2022-05-377
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0005810037
Date	May 20, 2022
Book Page	581/37
Instrument	2022-05-378

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 241 2nd St was $1,830.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Morse Bluff Township
Municipality	Morse Bluff Village
Unified School District	North Bend Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,830.00	$209,333 Land $5,575 Building $203,758	$209,333 Land $5,575 Building $203,758
2023	$1,663.00	$139,649 Land $5,575 Building $134,074	$139,649 Land $5,575 Building $134,074

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 241 2nd St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	4 (1979–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 241 2nd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF MORSE BLUFF serves 117 people · EPA ID NE3115507
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Northeast Nebraska Telephone Company Fiber	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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