Hillsborough County property record for 4409 Winding River Dr, Valrico, FL 33596
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,046 sqft · built 1996 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Sep 2020) |
| Tax Bill | $4,604 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 074762-9060 |
| Primary APN | 074762-9060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,046 sqft Living Area |
| Gross Area | 2,816 sqft |
| 1st Floor Area | 2,046 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,625 sqft (0.198 acres) |
| Lot Dimensions | 115 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 332 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0747629060 |
|---|---|
| Street Address | 4409 WINDING RIVER DR |
| City | VALRICO |
| State | FL |
| Zip | 33596-7829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | RIVER CROSSING ESTATES PHASE 1 LOT 5 BLOCK 4 |
| Legal Range | 20E |
| Legal Township | 30S |
| Legal Section | 13 |
| Legal Subdivision | RIVER CROSSING ESTATES PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 2Q9 |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 13415 |
4409 Winding River Dr is owned and occupied by two individuals who bought it in September 2020.
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4409 WINDING RIVER DR, VALRICO, FL 33596-7829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2020 · Amount on File |
| Deed Sale | Sep 22, 2020 · Amount on File |
| Prior Sale | Dec 9, 1999 · Amount on File |
| Deed Document Number | 2020389336 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 22, 2020 |
| Property Address | 4409 WINDING RIVER DR, VALRICO, FL 33596-7829 |
| Document Number | 0000389336 |
| Map Reference | MB 77 PG 32 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 2020389336 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | SUNBELT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,065.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3317 BLAZER RD, 3317, FRANKLIN, TN 37064-9449 |
| Name | Verified Name |
|---|---|
| Address | 4409 WINDING RIVER DR, VALRICO, FL 33596-7829 |
| Document Number | 0000389337 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 2020389337 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 4409 Winding River Dr was $4,604.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,003 (+2.7%) | $330,385 (-2%) Land $95,824 Building $234,561 | |
| 2025 | $4,604.00 Homeowner's exemption Veteran's exemption | $259,983 | $337,122 Land $95,824 Building $241,298 |
| 2023 | $4,050.00 (+5.28%) Homeowner's exemption Veteran's exemption | $245,297 (+3%) | $314,345 (+5.27%) Land $87,112 Building $227,233 |
| 2022 | $3,847.00 Homeowner's exemption Veteran's exemption | $238,152 | $298,614 Land $69,690 Building $228,924 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4409 Winding River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 12 (1988–2024) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4409 Winding River Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures