Hillsborough County property record for 4404 Winding River Dr, Valrico, FL 33596 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,460 sqft · built 2002 |
| Lot Size | 0.199 acres (8,654 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Nov 2024) |
| Tax Bill | $7,394 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 074762-9022 |
| Primary APN | 074762-9022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,460 sqft Living Area |
| Gross Area | 3,362 sqft |
| 1st Floor Area | 2,460 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,654 sqft (0.199 acres) |
| Lot Dimensions | 105 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Screened Porch |
| Porch Area | 202 sqft |
| Deck Area | 510 sqft |
| Patio Area | 510 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0747629022 |
|---|---|
| Street Address | 4404 WINDING RIVER DR |
| City | VALRICO |
| State | FL |
| Zip | 33596-7830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER CROSSING ESTATES PHASE 1 LOT 2 BLOCK 3 |
| Legal Range | 20E |
| Legal Township | 30S |
| Legal Section | 13 |
| Legal Subdivision | RIVER CROSSING ESTATES PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 2Q9 |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 13415 |
Source: Hillsborough County records · APN 074762-9022
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7014 CROWN LAKE DR, GIBSONTON, FL 33534-3920 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING |
| Sep 22, 2023 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Nov 06, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 20, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 20, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 06, 2018 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 06, 2024 · Amount on Record |
| Deed Sale | Nov 06, 2024 · Amount on Record |
| Prior Sale | Feb 06, 2018 · Amount on Record |
| Deed Document Number | 2024458270 |
| Prior Transfer Date | Apr 23, 2012 |
| Prior Transfer Doc | 0000166559 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 23, 2026 |
| Property Address | 4404 WINDING RIVER DR, VALRICO, FL 33596-7830 |
| Document Number | 0000238993 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 2026238993 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4404 WINDING RIVER DR, VALRICO, FL 33596-7830 |
| Document Number | 0000238993, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 2026238993 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 08, 2046 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 4404 WINDING RIVER DR, VALRICO, FL 33596-7830 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4404 WINDING RIVER DR, VALRICO, FL 33596-7830 |
| Document Number | 0000425790 |
|---|---|
| Date | Sep 22, 2023 |
| Instrument | 2023425790 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 21, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Nov 06, 2024 |
| Property Address | 4404 WINDING RIVER DR, VALRICO, FL 33596-7830 |
| Document Number | 0000458270 |
| Map Reference | MB 77 PG 32 |
| Instrument Date | Nov 06, 2024 |
| Instrument | 2024458270 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | ALL HMS TITLE LLC, ALL IN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,325.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 33 WESTFIELD RD, ATTLEBORO, MA 02703-2540 |
| Name | Verified Name |
|---|---|
| Address | 7014 CROWN LAKE DR, GIBSONTON, FL 33534-3920 |
| Document Number | 0000458271 |
|---|---|
| Date | Nov 06, 2024 |
| Instrument | 2024458271 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 20, 2021 |
| Property Address | 4404 WINDING RIVER DR, VALRICO, FL 33596-7830 |
| Document Number | 2021196201 |
| Map Reference | MB 77 PG 32 |
| Instrument Date | Feb 03, 2021 |
| Instrument | 2021196201 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2021 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4404 WINDING RIVER DR, VALRICO, FL 33596-7830 |
| Document Number | 2021196202 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 2021196202 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 20, 2021 |
| Property Address | 4404 WINDING RIVER DR, VALRICO, FL 33596-7830 |
| Document Number | 0000196201 |
| Map Reference | MB 77 PG 32 |
| Instrument Date | Feb 03, 2021 |
| Instrument | 2021196201 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4404 WINDING RIVER DR, VALRICO, FL 33596-7830 |
| Document Number | 0000196202 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 2021196202 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Feb 06, 2018 |
| Property Address | 4404 WINDING RIVER DR, VALRICO, FL 33596-7830 |
| Document Number | 0255411241 |
| Book / Page | 025541 / 001241 |
| Instrument Date | Feb 05, 2018 |
| Instrument | 50331 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4404 WINDING RIVER DR VALRICO FL 335967830, VALRICO, FL 33596-7830 |
| Document Number | 255411243 |
|---|---|
| Date | Feb 06, 2018 |
| Book Page | 025541/001243 |
| Instrument | 50332 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 05, 2048 |
Source: Hillsborough County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,394.00 (+53.82%) Homeowner's exemption | $405,288 (+44.16%) | $405,291 (+5.87%) Land $88,373 Building $316,918 |
| 2023 | $4,807.00 (+4.8%) Homeowner's exemption | $281,143 (+3%) | $382,829 (+2.45%) Land $87,112 Building $295,717 |
| 2022 | $4,587.00 Homeowner's exemption | $272,954 | $373,670 Land $69,690 Building $303,980 |
Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570134151, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 47 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 12 (1988–2024) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 197 locations within about half a mile of this property
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|---|---|---|
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| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
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