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4405 Winding River Dr, Valrico, FL 33596 Property Records

Hillsborough County property record for 4405 Winding River Dr, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,017 sqft · built 2000
Lot Size0.198 acres (8,625 sqft)
OwnerCompany Name on Record
Last Sale$450,000 (Jan 2022)
Tax Bill$7,553 (2025)
Deeds & MortgagesJan 2022 Sale
Dec 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN074762-9056

Property Details

APN / Parcel Number

Primary APN074762-9056
Alternative APN
  • U1330202Q9000004000030

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,017 sqft Living Area
Gross Area2,957 sqft
1st Floor Area2,017 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2012
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,625 sqft (0.198 acres)
Lot Dimensions115 ft deep x 75 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Pool Area242 sqft
PorchOpen Porch
Porch Area478 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0747629056
Street Address4405 WINDING RIVER DR
CityVALRICO
StateFL
Zip33596-7829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionRIVER CROSSING ESTATES PHASE 1 LOT 3 BLOCK 4
Legal Range20E
Legal Township30S
Legal Section13
Legal SubdivisionRIVER CROSSING ESTATES PHASE 1
Legal Phase1
Legal Tract2Q9
Legal Block4
Legal Lot Number3
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group1
Census Block1022
Census Tract13415

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1850 PARKWAY PL SE, 900, MARIETTA, GA 30067-8261
Owner TypeCompany
VestingLimited Partnership

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 5, 2020Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
May 25, 2018Warranty Deed, Transfer · VA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2022 · Amount on Record
Deed SaleJan 12, 2022 · Amount on Record
Prior SaleDec 5, 2020 · Amount on Record
Deed Document Number202221604
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 12, 2022
Property Address4405 WINDING RIVER DR, VALRICO, FL 33596-7829
Document Number0000021604
Map ReferenceMB 77 PG 32
Instrument DateJan 7, 2022
Instrument2022021604
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$3,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3115 N 93RD CT, LINCOLN, NE 68507-6410

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateDec 5, 2020
Property Address4405 WINDING RIVER DR, VALRICO, FL 33596-7829
Document Number0000509818
Map ReferenceMB 77 PG 32
Instrument DateNov 17, 2020
Instrument2020509818
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyEQUITABLE TTL OF WEST ORLAND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,212.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address529 S PARSONS AVE # AVE163, 529, BRANDON, FL 33511-6069

Transferred To (Grantee/Buyer)

NameVerified Name
Address4405 WINDING RIVER DR, VALRICO, FL 33596-7829

Mortgage

Document Number0000509819
DateDec 5, 2020
Instrument2020509819
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 25, 2018
Property Address4405 WINDING RIVER DR, VALRICO, FL 33596-7829
Document Number0257940673
Book / Page025794 / 000673
Instrument DateMay 16, 2018
Instrument208672
Transaction TypeTransfer
Record UpdatedJun 21, 2018
Title CompanyINTEGRITY FIRST TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4405 WINDING RIVER DR VALRICO FL 335967829, VALRICO, FL 33596-7829

Mortgage

Document Number257940674
DateMay 25, 2018
Book Page025794/000674
Instrument208673
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 24, 2048

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$367,875 (-1.84%) Land $95,824 Building $272,051$367,875 (-1.84%) Land $95,824 Building $272,051
2025$7,553.00 (+12.51%)$374,753 (+6.71%) Land $95,824 Building $278,929$374,753 (+6.71%) Land $95,824 Building $278,929
2023$6,713.00 (+49.41%)$351,180 (+30.04%) Land $87,112 Building $264,068$351,180 (+4.43%) Land $87,112 Building $264,068
2022$4,493.00 Homeowner's exemption$270,061$336,271 Land $69,690 Building $266,581

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims12 (1988–2024)
Claims Outside the SFHA2 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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