4409 Westminster Rd, Sebring, FL 33875 Property Records

Highlands County property record for 4409 Westminster Rd, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,880 sqft · built 2005
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$282,400 (Apr 2025)
Tax Bill	$2,060 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-01-35-28-020-0050-0140`

Property Details

APN / Parcel Number

Primary APN	`C-01-35-28-020-0050-0140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,880 sqft Living Area
1st Floor Area	1,568 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Finished
Garage Area	460 sqft
Driveway	Driveway
Driveway Area	512 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	330 sqft
Patio Area	192 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4409 WESTMINSTER RD
City	SEBRING
State	FL
Zip	33875-5251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKE HAVEN ESTATES SEC 1
Legal Range	28E
Legal Township	35S
Legal Section	01
Legal Subdivision	LAKE HAVEN ESTATES
Legal Block	5
Legal Lot Number	14
Jurisdiction	HIGHLANDS FL

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4409 WESTMINSTER RD, SEBRING, FL 33875-5251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Apr 10, 2025	Warranty Deed, Transfer WHEATLAND TITLE, HEARTLAND TITLE
Feb 8, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2025 · Amount on Record
Deed Sale	Apr 10, 2025 · Amount on Record
Prior Sale	Feb 8, 2019 · Amount on Record
Deed Document Number	2253529
Deed Book / Page	3110 / 624
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4409 WESTMINSTER RD, SEBRING, FL 33875-5251
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4409 WESTMINSTER RD, SEBRING, FL 33875-5251

Mortgage

Document Number	0002087872
Date	Apr 13, 2022
Book Page	2897/1648
Instrument	2087872

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 10, 2025
Property Address	4409 WESTMINSTER RD, SEBRING, FL 33875-5251
Document Number	0002253529
Book / Page	3110 / 624
Map Reference	MB 7 PG 6
Instrument Date	Mar 31, 2025
Instrument	2253529
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	WHEATLAND TITLE, HEARTLAND TITLE

Transaction

Amount	Amount Recorded
Tax	$1,976.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2989 ROGERS RD, FORT PIERCE, FL 34981-5302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4409 WESTMINSTER RD, SEBRING, FL 33875-5251

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 8, 2019
Property Address	4409 WESTMINSTER RD, SEBRING, FL 33875-5251
Document Number	0001928124
Book / Page	002677 / 000209
Instrument Date	Feb 8, 2019
Instrument	1928124
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	LP TITLE COMPANY, LP TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$994.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4409 WESTMINSTER RD SEBRING FL 338755251, SEBRING, FL 33875-5251

Mortgage

Document Number	1928125
Date	Feb 8, 2019
Book Page	002677/000211
Instrument	1928125

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2049

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$171,799 (+9.17%)	$226,796 (+14.71%) Land $19,500 Building $207,296
2024	$2,060.00 (+4.2%)
2022	$1,977.00 Homeowner's exemption	$157,373	$197,707 Land $12,000 Building $185,707

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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