4409 220th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 4409 220th St E, Spanaway, WA 98387

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,128 sqft · built 1976
Lot Size0.235 acres (10,235 sqft)
Owner2 Individual Names on Record
Last Sale$254,719 (Dec 2017)
Tax Bill$4,382 (2025)
Deeds & MortgagesJun 2021 Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN781620-0-720

Property Details

APN / Parcel Number

Primary APN781620-0-720

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,128 sqft Living Area
Gross Area1,656 sqft
1st Floor Area1,128 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1992
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,235 sqft (0.235 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchWood Porch
Deck Area168 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address4409 220TH ST E
CitySPANAWAY
StateWA
Zip98387-6810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionSECTION 12 TOWNSHIP 18 RANGE 03 QUARTER 34 SOUTHWOOD SECOND ADD L 10 BLK D EASE OF RECORD
Legal Range03
Legal Township18
Legal Section12
Legal SubdivisionSOUTHWOOD SECOND ADD
Legal BlockD
Legal Lot Number10
JurisdictionPIERCE WA
Township / Civil DivisionTACOMA
Census Block Group2
Census Block2003
Census Tract71414

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4409 220TH ST E, SPANAWAY, WA 98387-6810
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP
Dec 18, 2017Warranty Deed, Transfer · FHA Mortgage
AXIA FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2017 · Amount on Record
Deed SaleDec 18, 2017 · Amount on Record
Prior SaleJun 25, 2015 · Amount on Record
Deed Document Number2017531
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address4409 220TH ST E, SPANAWAY, WA 98387-6810
Transaction TypeMortgage
Record UpdatedOct 31, 2023
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006281105
DateJun 28, 2021
Instrument202106281105
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateDec 18, 2017
Property Address4409 220TH ST E, SPANAWAY, WA 98387-6810
Document Number0012180531
Map ReferenceVOL 44 PG 44&45
Instrument DateDec 6, 2017
Instrument201712180531
Transaction TypeTransfer
Record UpdatedSep 17, 2021
Title CompanyTICOR TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,539.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4409 220TH ST E, SPANAWAY, WA 98387-6810

Mortgage

Document Number0012180532
DateDec 18, 2017
Instrument201712180532
Lender
NameAXIA FINANCIAL LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictBethel School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$370,400 (+3.23%) Land $164,400 Building $206,000$370,400 (+3.23%) Land $164,400 Building $206,000
2025$4,382.00 (+4.06%)
2024$4,211.00 (-2.09%)$358,800 (-3.91%) Land $167,000 Building $191,800$358,800 (-3.91%) Land $167,000 Building $191,800
2023$4,301.00$373,400 Land $167,000 Building $206,400$373,400 Land $167,000 Building $206,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWOOD
private · serves 64,155 people · EPA ID WA5382844
Water SourcePurchased surface water from several systems
Last State InspectionNov 2021
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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