Pierce County property record for 4405 220th St E, Spanaway, WA 98387
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,028 sqft · built 1976 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (Jun 2025) |
| Tax Bill | $4,327 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 781620-0-710 |
| Primary APN | 781620-0-710 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,028 sqft Living Area |
| Gross Area | 1,662 sqft |
| 1st Floor Area | 1,028 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,625 sqft (0.198 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 240 sqft |
| Patio Area | 346 sqft |
| Storage Building | 2 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 4405 220TH ST E |
|---|---|
| City | SPANAWAY |
| State | WA |
| Zip | 98387-6810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | SECTION 12 TOWNSHIP 18 RANGE 03 QUARTER 34 SOUTHWOOD SECOND ADD L 9 BLK D EASE OF RECORD |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 12 |
| Legal Subdivision | SOUTHWOOD SECOND ADD |
| Legal Block | D |
| Legal Lot Number | 9 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | TACOMA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 71414 |
Source: Pierce County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4405 220TH ST E, SPANAWAY, WA 98387-6810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 9, 2021 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| May 22, 2018 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on Record |
| Deed Sale | Jun 30, 2025 · Amount on Record |
| Prior Sale | May 22, 2018 · Amount on Record |
| Deed Document Number | 2025116 |
| Prior Transfer Date | Jul 13, 1999 |
| Prior Transfer Doc | 0000000283 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 4405 220TH ST E, SPANAWAY, WA 98387-6810 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4405 220TH ST E, SPANAWAY, WA 98387-6810 |
| Document Number | 0003180080 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 202603180080 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 4405 220TH ST E, SPANAWAY, WA 98387-6810 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002090571 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 202102090571 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SOUTHMAYD, TX 76268 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | May 22, 2018 |
| Property Address | 4405 220TH ST E, SPANAWAY, WA 98387-6810 |
| Document Number | 1805220349 |
| Instrument Date | May 1, 2018 |
| Instrument | 201805220349 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,811.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4405 220TH ST E SPANAWAY WA 983876810, SPANAWAY, WA 98387-6810 |
| Document Number | 1805220350 |
|---|---|
| Date | May 22, 2018 |
| Instrument | 201805220350 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2048 |
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $369,500 (-0.05%) Land $157,500 Building $212,000 | $369,500 (-0.05%) Land $157,500 Building $212,000 | |
| 2025 | $4,327.00 (+3.94%) | $369,700 (+4.11%) Land $162,400 Building $207,300 | $369,700 (+4.11%) Land $162,400 Building $207,300 |
| 2024 | $4,163.00 (-2.32%) | $355,100 (-4.13%) Land $160,000 Building $195,100 | $355,100 (-4.13%) Land $160,000 Building $195,100 |
| 2023 | $4,262.00 | $370,400 Land $160,000 Building $210,400 | $370,400 Land $160,000 Building $210,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2021 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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