Pierce County property record for 4313 220th St E, Spanaway, WA 98387
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,540 sqft · built 1976 |
| Lot Size | 0.233 acres (10,160 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $206,370 (Jun 2011) |
| Tax Bill | $4,576 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2023 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 781620-0-690 |
| Primary APN | 781620-0-690 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 1,540 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 10,160 sqft (0.233 acres) |
| Porch | Wood Porch |
|---|---|
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Storage Building | Storage Building |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 4313 220TH ST E |
|---|---|
| City | SPANAWAY |
| State | WA |
| Zip | 98387-6813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | SECTION 12 TOWNSHIP 18 RANGE 03 QUARTER 34 SOUTHWOOD SECOND ADD L 7 BLK D EASE OF RECORD |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 12 |
| Legal Subdivision | SOUTHWOOD SECOND ADD |
| Legal Block | D |
| Legal Lot Number | 7 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | TACOMA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 71414 |
Source: Pierce County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4313 220TH ST E, SPANAWAY, WA 98387-6813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Mar 1, 2023 | Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Nov 30, 2021 | Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jan 31, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 6, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 27, 2019 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Mar 11, 2020 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Mar 11, 2020 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Mar 9, 2021 | Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2011 · Amount on Record |
| Deed Sale | Jun 3, 2011 · Amount on Record |
| Prior Sale | Oct 14, 2005 · Amount on Record |
| Deed Document Number | 2011609 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Apr 23, 2026 |
| Property Address | 4313 220TH ST E, SPANAWAY, WA 98387-6813 |
| Document Number | 0000000480 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026480 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4313 220TH ST E, SPANAWAY, WA 98387-6813 |
| Document Number | 0000000480, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 2026480 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 4313 220TH ST E, SPANAWAY, WA 98387-6813 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0003010249 |
|---|---|
| Date | Mar 1, 2023 |
| Instrument | 202303010249 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92106 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 4313 220TH ST E, SPANAWAY, WA 98387-6813 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0011301266 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 202111301266 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 4313 220TH ST E, SPANAWAY, WA 98387-6813 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001310525 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 201701310525 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 4313 220TH ST E, SPANAWAY, WA 98387-6813 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0009060112 |
|---|---|
| Date | Sep 6, 2017 |
| Instrument | 201709060112 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 4313 220TH ST E, SPANAWAY, WA 98387-6813 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0006270127 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 201906270127 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 4313 220TH ST E, SPANAWAY, WA 98387-6813 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003110118 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | 202003110118 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 4313 220TH ST E, SPANAWAY, WA 98387-6813 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003110600 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | 202003110600 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 4313 220TH ST E, SPANAWAY, WA 98387-6813 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003091275 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 202103091275 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | HODGENVILLE, KY 42748 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $389,800 (-) Land $164,100 Building $225,700 | $389,800 (-) Land $164,100 Building $225,700 | |
| 2025 | $4,576.00 (+4.21%) | $389,800 (+3.4%) Land $169,200 Building $220,600 | $389,800 (+3.4%) Land $169,200 Building $220,600 |
| 2024 | $4,391.00 (-2.44%) | $377,000 (-4.14%) Land $166,600 Building $210,400 | $377,000 (-4.14%) Land $166,600 Building $210,400 |
| 2023 | $4,501.00 | $393,300 Land $166,600 Building $226,700 | $393,300 Land $166,600 Building $226,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2021 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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