Durham County property record for 4408 Talcott Dr, Durham, NC 27705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,202 sqft · built 1985 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $610,000 (Oct 2026) |
| Tax Bill | $5,734 (2026) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0802-86-6296 |
| Primary APN | 0802-86-6296 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,202 sqft Heated Area |
| 1st Floor Area | 1,306 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 145 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 252 sqft |
| Patio Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Street Address | 4408 TALCOTT DR |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27705-6129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | AMERICAN VILLAGE/SEC:10-C /BLK:E/LT#34 PL:000107-000157 |
| Legal Subdivision | AMERICAN VLG SEC 10-C |
| Legal Block | E |
| Legal Lot Number | 34 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 1706 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4408 TALCOTT DR, DURHAM, NC 27705-6129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Oct 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Dec 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 27, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2026 · Amount on Record |
| Deed Sale | Oct 1, 2026 · Amount on Record |
| Deed Document Number | 2026189362 |
| Deed Book / Page | 10635 / 355 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Oct 1, 2026 |
| Property Address | 4408 TALCOTT DR, DURHAM, NC 27705-6129 |
| Document Number | 0000189362 |
| Book / Page | 10635 / 355 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 2026189362 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | PARTNERS TITLE COMPANY, PARTNER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $123,220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4408 TALCOTT DR, DURHAM, NC 27705-6129 |
| Document Number | 0000189363, |
|---|---|
| Date | Oct 1, 2026 |
| Book Page | 10635/358 |
| Instrument | 2026189363 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 4408 TALCOTT DR, DURHAM, NC 27705-6129 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0095750877 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 9575/877 |
| Instrument | 2021066175 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 4408 TALCOTT DR, DURHAM, NC 27705-6129 |
| Document Number | 0088350608 |
| Instrument Date | Dec 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4408 TALCOTT DR DURHAM NC 277056129, DURHAM, NC 27705-6129 |
| Document Number | 0088350608 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 008835/000608 |
| Instrument | 48073 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 26, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 4408 TALCOTT DR, DURHAM, NC 27705-6129 |
| Document Number | 0083750072 |
| Instrument Date | Feb 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4408 TALCOTT DR DURHAM NC 277056129, DURHAM, NC 27705-6129 |
| Document Number | 0083750072 |
|---|---|
| Date | Mar 2, 2018 |
| Book Page | 008375/000072 |
| Instrument | 6912 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 1, 2043 |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,734.00 (+2.52%) | $564,235 (-) Land $141,780 Building $422,455 | $564,235 (-) Land $141,780 Building $422,455 |
| 2025 | $5,593.00 (+44.45%) | $564,235 (+90.85%) Land $141,780 Building $422,455 | $564,235 (+90.85%) Land $141,780 Building $422,455 |
| 2023 | $3,872.00 (+2.35%) | $295,637 Land $62,685 Building $232,952 | $295,637 Land $62,685 Building $232,952 |
| 2022 | $3,783.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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