Durham County property record for 4415 Talcott Dr, Durham, NC 27705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,776 sqft · built 1985 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Mar 2018) |
| Tax Bill | $5,060 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Mar 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0802-86-4254 |
| Primary APN | 0802-86-4254 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,776 sqft Heated Area |
| 1st Floor Area | 885 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 198 ft deep x 121 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 333 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Street Address | 4415 TALCOTT DR |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27705-6130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | AMERICAN VILLAGE/SEC:10-C /BLK:H/LT#20 PL:000107-000157 |
| Legal Subdivision | AMERICAN VLG SEC 10-C |
| Legal Block | H |
| Legal Lot Number | 20 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 1706 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4415 TALCOTT DR, DURHAM, NC 27705-6130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Mar 9, 2018 | Warranty Deed, Transfer · ARM FIRST CITIZENS BANK & TRUST CO |
| Feb 13, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2018 · Amount on Record |
| Deed Sale | Mar 9, 2018 · Amount on Record |
| Prior Sale | Nov 24, 2009 · Amount on Record |
| Deed Document Number | 20187775 |
| Deed Book / Page | 8379 / 100 |
| Prior Transfer Date | Feb 9, 2018 |
| Prior Transfer Doc | 0083630722 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 4415 TALCOTT DR, DURHAM, NC 27705-6130 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0092110905 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 9211/905 |
| Instrument | 2021004250 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Mar 9, 2018 |
| Property Address | 4415 TALCOTT DR, DURHAM, NC 27705-6130 |
| Document Number | 0083790100 |
| Book / Page | 8379 / 100 |
| Map Reference | MB 107 PG 157 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 2018007775 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4406 VALLEY FORGE RD, 4406, DURHAM, NC 27705-6405 |
| Name | Verified Name |
|---|---|
| Address | 4415 TALCOTT DR, DURHAM, NC 27705-6130 |
| Document Number | 2018007776 |
|---|---|
| Date | Mar 9, 2018 |
| Instrument | 2018007776 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.12% |
| Index | 1-Year LIBOR |
| Max Rate | 9.12% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Feb 13, 2018 |
| Property Address | 4415 TALCOTT DR, DURHAM, NC 27705-6130 |
| Document Number | 0083630722 |
| Book / Page | 008363 / 000722 |
| Instrument Date | Feb 9, 2018 |
| Instrument | 4695 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4415 TALCOTT DR DURHAM NC 277056130, DURHAM, NC 27705-6130 |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,060.00 (+2.51%) | $497,964 (-) Land $139,740 Building $358,224 | $497,964 (-) Land $139,740 Building $358,224 |
| 2025 | $4,936.00 (+48.67%) | $497,964 (+96.45%) Land $139,740 Building $358,224 | $497,964 (+96.45%) Land $139,740 Building $358,224 |
| 2023 | $3,320.00 (+2.34%) | $253,478 Land $61,650 Building $191,828 | $253,478 Land $61,650 Building $191,828 |
| 2022 | $3,244.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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