4400 Talcott Dr, Durham, NC 27705 Property Records

Durham County property record for 4400 Talcott Dr, Durham, NC 27705

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,252 sqft · built 1985
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on File
Last Sale$272,000 (Sep 2015)
Tax Bill$6,024 (2026)
Deeds & MortgagesApr 2019 Line of Credit
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN0802-86-8140

Property Details

APN / Parcel Number

Primary APN0802-86-8140
Alternative APNs
  • 0802-86-81-4069
  • 080202868142
  • 175131

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,252 sqft Heated Area
1st Floor Area1,188 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialAsphalt
Lot Area22,216 sqft (0.51 acres)
Lot Dimensions220 ft deep x 100 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area292 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Street Address4400 TALCOTT DR
CityDURHAM
StateNC
Zip27705-6129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionAMERICAN VILLAGE/SEC:10-C /BLK:E/LT#32 PL:000107-000157
Legal SubdivisionAMERICAN VLG SEC 10-C
Legal BlockE
Legal Lot Number32
JurisdictionDURHAM NC
Township / Civil DivisionDURHAM
Census Block Group4
Census Block4002
Census Tract1706

Owner

4400 Talcott Dr is owned and occupied by two individuals who bought it in September 2015.

Source: Durham County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address4400 TALCOTT DR, DURHAM, NC 27705-6129
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2019Deed of Trust, Mortgage · Line of Credit
NORTHWEST FCU
Nov 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
NORTHWEST FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2015 · Amount on File
Deed SaleSep 29, 2015 · Amount on File
Deed Document Number201532650
Deed Book / Page7796 / 12
Prior Transfer DateJul 9, 2003
Prior Transfer Doc4038000256
Record UpdatedOct 29, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address4400 TALCOTT DR, DURHAM, NC 27705-6129
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0086260562
DateApr 3, 2019
Book Page8626/562
Instrument2019010306
Lender
NameNORTHWEST FCU
TypeCredit Union
AddressHERNDON, VA 20170
Agreement
TypeLine of Credit
AmountAmount on Record
Term298 Months
DueFeb 25, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address4400 TALCOTT DR, DURHAM, NC 27705-6129
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0088130189
DateNov 27, 2019
Book Page8813/189
Instrument2019044229
Lender
NameNORTHWEST FCU
TypeCredit Union
AddressHERNDON, VA 20170
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4400 Talcott Dr was $6,024, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,024.00 (+2.52%)$592,764 (-) Land $154,020 Building $438,744$592,764 (-) Land $154,020 Building $438,744
2025$5,876.00$592,764 Land $154,020 Building $438,744$592,764 Land $154,020 Building $438,744
2023$4,257.00 (+2.33%)$325,031 Land $68,085 Building $256,946$325,031 Land $68,085 Building $256,946
2022$4,160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4400 Talcott Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4400 Talcott Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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