4407 Windsor Ct, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 4407 Windsor Ct, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,928 sqft · built 1999
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$366,830 (Nov 2023)
Tax Bill	$3,505 (2025)
Deeds & Mortgages	Nov 2023 Mortgage May 2020 Mortgage + 3 more
APN	`03-7.0-35-001-000-001.007`

Property Details

APN / Parcel Number

Primary APN	`03-7.0-35-001-000-001.007`

Interior

Building Area	1,928 sqft Base Area
1st Floor Area	1,928 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	145 ft deep x 43.8 ft wide

Location & Zoning

Street Address	4407 WINDSOR CT
City	SAINT JOSEPH
State	MO
Zip	64506-4534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:CARRIAGE OAKS LOT:4 BLK:0LGL DESC:
Legal Subdivision	CARRIAGE OAKS
Legal Lot Number	4
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1006
Census Tract	100

Owner

Source: Buchanan County assessment roll, as of November 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4407 WINDSOR CT, SAINT JOSEPH, MO 64506-4534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Warranty Deed, Transfer · FHA Mortgage NFM INC
May 11, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jul 30, 2021	Warranty Deed, Transfer PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L
Jul 31, 2018	Warranty Deed, Transfer · VA Mortgage NBKC BANK
Feb 10, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 6, 2023 · Amount on Record
Deed Sale	Nov 6, 2023 · Amount on Record
Prior Sale	Dec 29, 2022
Deed Document Number	20238793
Deed Book / Page	3792 / 230
Prior Transfer Date	Feb 9, 2017
Prior Transfer Doc	2017001245
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 6, 2023
Property Address	4407 WINDSOR CT, SAINT JOSEPH, MO 64506-4534
Document Number	003792/230
Book / Page	3792 / 230
Instrument Date	Nov 3, 2023
Instrument	2023008793
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 WINDSOR CT, SAINT JOSEPH, MO 64506-4534

Mortgage

Document Number	2023008794
Date	Nov 6, 2023
Instrument	2023008794

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4407 WINDSOR CT, SAINT JOSEPH, MO 64506-4534
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003748/381
Date	May 11, 2020
Book Page	3748/381
Instrument	2020003528

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 30, 2021
Property Address	4407 WINDSOR CT, SAINT JOSEPH, MO 64506-4534
Document Number	003765/363
Book / Page	3765 / 363
Instrument Date	Jul 30, 2021
Instrument	2021008037
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 WINDSOR CT, COUNTRY CLUB, MO 64506-4534

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 31, 2018
Property Address	4407 WINDSOR CT, SAINT JOSEPH, MO 64506-4534
Document Number	2018006917
Instrument Date	Jul 31, 2018
Instrument	2018006917
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	PREFERRED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 WINDSOR CT, SAINT JOSEPH, MO 64506-4534

Mortgage

Document Number	2018006918
Date	Jul 31, 2018
Instrument	2018006918

Lender

Name	NBKC BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Feb 10, 2017
Property Address	4407 WINDSOR CT, SAINT JOSEPH, MO 64506-4534
Document Number	2017001245
Instrument Date	Feb 9, 2017
Instrument	2017001245
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,505.00	$49,890 (+6.22%) Land $8,080 Building $41,810	$262,560 (+6.21%) Land $42,500 Building $220,060
2024	$3,505.00 (+15.52%)
2023	$3,034.00 (-0.69%)	$46,970 (-) Land $8,080 Building $38,890	$247,200 (-) Land $42,500 Building $204,700
2022	$3,055.00	$46,970 Land $8,080 Building $38,890
2021			$247,200 Land $42,500 Building $204,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Fiber	1,000 / 1,000
Optimum Communications Cable	940 / 35

May also be available: AT&T, Mercury Broadband.

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