4401 Windsor Ct, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 4401 Windsor Ct, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 1999
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Tax Bill	$3,114 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2021 Sale + 1 more
APN	`03-7.0-35-001-000-001.004`

Property Details

APN / Parcel Number

Primary APN	`03-7.0-35-001-000-001.004`

Interior

Building Area	1,248 sqft Base Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	84 ft deep x 110 ft wide

Location & Zoning

Street Address	4401 WINDSOR CT
City	SAINT JOSEPH
State	MO
Zip	64506-4534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:CARRIAGE OAKS LOT:1 BLK:0LGL DESC:
Legal Subdivision	CARRIAGE OAKS
Legal Lot Number	1
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1006
Census Tract	100

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4401 WINDSOR CT, SAINT JOSEPH, MO 64506-4534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Deed of Trust, Mortgage · FHA Mortgage RUTH RUHL P C
Aug 30, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
May 26, 2017	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2021
Deed Sale	Aug 30, 2021
Prior Sale	May 26, 2017 · Amount on Record
Deed Document Number	20219327
Deed Book / Page	3766 / 644
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4401 WINDSOR CT, SAINT JOSEPH, MO 64506-4534
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3751/895
Date	Aug 11, 2020
Book Page	3751/895
Instrument	2020007067

Lender

Name	RUTH RUHL P C
Type	Private Party
Address	12700 PARK CENTRAL DR STE 850, DALLAS, TX 75251

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 30, 2021
Property Address	4401 WINDSOR CT, SAINT JOSEPH, MO 64506-4534
Document Number	3766/644
Book / Page	3766 / 644
Instrument Date	Aug 30, 2021
Instrument	2021009327
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 WINDSOR CT, SAINT JOSEPH, MO 64506-4534
Investor	Possibly a Property Investor

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 26, 2017
Property Address	4401 WINDSOR CT, SAINT JOSEPH, MO 64506-4534
Document Number	2017004923
Instrument Date	May 26, 2017
Instrument	2017004923
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	PREFERRED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 WINDSOR CT, SAINT JOSEPH, MO 64506-4534
Investor	Possibly a Property Investor

Mortgage

Document Number	2017004924
Date	May 26, 2017
Instrument	2017004924

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,114.00	$44,160 (+6.72%) Land $9,500 Building $34,660	$232,420 (+6.71%) Land $50,000 Building $182,420
2024	$3,114.00 (+16.02%)
2023	$2,684.00 (-0.7%)	$41,380 (-) Land $9,500 Building $31,880	$217,800 (-) Land $50,000 Building $167,800
2022	$2,703.00	$41,380 Land $9,500 Building $31,880
2021			$217,800 Land $50,000 Building $167,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: AT&T, Mercury Fiber.

Nearby Properties on Windsor Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures