4406 Windsor Ct, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 4406 Windsor Ct, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,788 sqft · built 1997
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,700 (Nov 2021)
Tax Bill	$3,250 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2020 Mortgage + 1 more
APN	`03-7.0-35-001-000-001.010`

Property Details

APN / Parcel Number

Primary APN	`03-7.0-35-001-000-001.010`

Interior

Building Area	1,788 sqft Base Area
1st Floor Area	1,788 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	161 ft deep x 75 ft wide

Location & Zoning

Street Address	4406 WINDSOR CT
City	SAINT JOSEPH
State	MO
Zip	64506-4535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:CARRIAGE OAKS LOT:7 BLK:0LGL DESC:
Legal Subdivision	CARRIAGE OAKS
Legal Lot Number	7
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1006
Census Tract	100

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4406 WINDSOR CT, SAINT JOSEPH, MO 64506-4535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE ELECTRONIC REGISTRATION SY
Oct 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Nov 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Prior Sale	Jun 8, 2015 · Amount on Record
Deed Document Number	202112675
Deed Book / Page	3769 / 969
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 19, 2021
Property Address	4406 WINDSOR CT, SAINT JOSEPH, MO 64506-4535
Document Number	3769/969
Book / Page	3769 / 969
Instrument Date	Nov 18, 2021
Instrument	2021012675
Transaction Type	Transfer
Record Updated	Dec 2, 2021
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7803 NW DALTON CT, 7803, KANSAS CITY, MO 64151-4436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4406 WINDSOR CT, SAINT JOSEPH, MO 64506-4535

Mortgage

Document Number	2021012676
Date	Nov 19, 2021
Instrument	2021012676

Lender

Name	MORTGAGE ELECTRONIC REGISTRATION SY
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4406 WINDSOR CT, SAINT JOSEPH, MO 64506-4535
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4406 WINDSOR CT, SAINT JOSEPH, MO 64506-4535

Mortgage

Document Number	3754/911
Date	Oct 28, 2020
Book Page	3754/911
Instrument	2020010096

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Jul 1, 2045

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4406 WINDSOR CT, SAINT JOSEPH, MO 64506-4535
Transaction Type	Mortgage
Record Updated	Dec 5, 2018
Title Company	AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3715/97
Date	Nov 13, 2018
Book Page	3715/97
Instrument	2018010704

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,250.00 (+0.03%)	$46,180 (+5.7%) Land $8,550 Building $37,630	$243,030 (+5.69%) Land $45,000 Building $198,030
2024	$3,249.00 (+14.93%)
2023	$2,827.00 (-0.7%)	$43,690 (-) Land $8,550 Building $35,140	$229,940 (-) Land $45,000 Building $184,940
2022	$2,847.00	$43,690 Land $8,550 Building $35,140
2021			$229,940 Land $45,000 Building $184,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: AT&T, Mercury Fiber.

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