4405 109th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 4405 109th St, Lubbock, TX 79424

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,203 sqft · built 2003
Lot Size0.171 acres (7,475 sqft)
Owner2 Individual Names on Record
Last Sale$17,500 (Jan 2019)
Tax Bill$5,148 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jan 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR162067

Property Details

APN / Parcel Number

Primary APNR162067

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,203 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,475 sqft (0.171 acres)
Lot Dimensions115 ft deep x 65 ft wide
Garage Area546 sqft
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4405 109TH ST
CityLUBBOCK
StateTX
Zip79424-5748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNCREST L 110
Legal SubdivisionSUNCREST
Legal Lot Number1100
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1047
Census Tract10509

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4405 109TH ST, LUBBOCK, TX 79424-5748
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2020Deed of Trust, Mortgage
LOAN APPROVED LLC
Jan 11, 2019Warranty Deed, Transfer
CAKO PARTNERS LLC
Dec 5, 2018Warranty Deed, Transfer
CAKO PTNRS LLC
Nov 1, 2017Warranty Deed, Transfer · Line of Credit
ALLIANCE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2019 · Amount on Record
Deed SaleJan 11, 2019 · Amount on Record
Prior SaleDec 5, 2018
Deed Document Number2019001108
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address4405 109TH ST, LUBBOCK, TX 79424-5748
Document Number0000047966
Instrument DateOct 20, 2020
Transaction TypeMortgage
Record UpdatedNov 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4405 109TH ST LUBBOCK TX 794245748, LUBBOCK, TX 79424-5748

Mortgage

Document Number0000047966
DateOct 28, 2020
Instrument47966
Lender
NameLOAN APPROVED LLC
AddressLUBBOCK, TX 79424
Agreement
AmountAmount Recorded

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLUBBOCK TX
Recording DateJan 11, 2019
Property Address4405 109TH ST, LUBBOCK, TX 79424-5748
Document Number0000001108
Instrument DateDec 4, 2018
Instrument1108
Transaction TypeTransfer
Record UpdatedJan 31, 2019

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4405 109TH ST LUBBOCK TX 794245748, LUBBOCK, TX 79424-5748

Mortgage

Document Number1109
DateJan 11, 2019
Instrument1109
Lender
NameCAKO PARTNERS LLC
Agreement
AmountAmount Recorded
Term120 Months
DueJan 10, 2029

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLUBBOCK TX
Recording DateDec 5, 2018
Property Address4405 109TH ST, LUBBOCK, TX 79424-5748
Document Number0000045780
Instrument DateDec 3, 2018
Instrument45780
Transaction TypeTransfer
Record UpdatedDec 31, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4405 109TH ST LUBBOCK TX 794245748, LUBBOCK, TX 79424-5748

Mortgage

Document Number45781
DateDec 5, 2018
Instrument45781
Lender
NameCAKO PTNRS LLC
Agreement
AmountAmount Recorded
Term120 Months
DueDec 4, 2028

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLUBBOCK TX
Recording DateNov 1, 2017
Property Address4405 109TH ST, LUBBOCK, TX 79424-5748
Document Number0000039444
Map ReferenceVOL7335 PG289
Instrument DateOct 26, 2017
Instrument2017039444
Transaction TypeTransfer
Record UpdatedSep 5, 2022
Title CompanySERVICE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address810 TEXAS AVE, LUBBOCK, TX 79401-2724
InvestorPossibly a Property Investor

Mortgage

Document Number0000039445
DateNov 1, 2017
Instrument2017039445
Lender
NameALLIANCE CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueOct 10, 2027

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,148.00 (-6.57%) Homeowner's exemption$327,782 (+3.82%) Land $26,000 Building $301,782$327,782 (+3.82%) Land $26,000 Building $301,782
2024$5,510.00 (-17.06%)
2023$6,643.00 (+8.26%)$315,721 Land $26,000 Building $289,721$315,721 Land $26,000 Building $289,721
2022$6,136.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Metronet
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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