Lubbock County property record for 4401 109th St, Lubbock, TX 79424
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,085 sqft · built 2002 |
| Lot Size | 0.185 acres (8,044 sqft) |
| Owner | Company Name on File |
| Last Sale | $280,896 (Apr 2023) |
| Tax Bill | $4,836 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage May 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R162069 |
| Primary APN | R162069 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,085 sqft Living Area |
| Gross Area | 2,509 sqft |
| 1st Floor Area | 2,085 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,044 sqft (0.185 acres) |
| Lot Dimensions | 115 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 424 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4401 109TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79424-5748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNCREST L 112 |
| Legal Subdivision | SUNCREST |
| Legal Lot Number | 112 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 10509 |
Source: Lubbock County records · APN R162069
Assessment roll updated October 1, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4007 87TH ST, LUBBOCK, TX 79423-2925 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 21, 2023 | Vendor's Lien, Transfer · ARM PEOPLES BANK |
| May 16, 2017 | Deed of Trust, Mortgage · Stand-Alone First Mortgage MOVEMENT MORTGAGE |
| Feb 28, 2019 | Vendor's Lien, Transfer TEXAS TECH FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 21, 2023 · Amount on Record |
| Deed Sale | Apr 21, 2023 · Amount on Record |
| Prior Sale | Feb 28, 2019 · Amount on Record |
| Deed Document Number | 202314559 |
| Prior Transfer Date | Feb 26, 2019 |
| Prior Transfer Doc | 0000006886 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Apr 21, 2023 |
| Property Address | 4401 109TH ST, LUBBOCK, TX 79424-5748 |
| Document Number | 0000014559 |
| Map Reference | VOL 7335 PG 289 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 2023014559 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2023 |
| Title Company | TRUE TITLE PARTNERS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4007 87TH ST, LUBBOCK, TX 79423-2925 |
| Document Number | 0000014560 |
|---|---|
| Date | Apr 21, 2023 |
| Instrument | 2023014560 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 21, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 8.75% |
| Index | Prime Rate |
| Max Rate | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 4401 109TH ST, LUBBOCK, TX 79424-5748 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | JOY TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000017019 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 2017017019 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Feb 28, 2019 |
| Property Address | 4401 109TH ST, LUBBOCK, TX 79424-5748 |
| Document Number | 0000006886 |
| Map Reference | VOL 7335 PG 289 |
| Instrument Date | Feb 26, 2019 |
| Instrument | 2019006886 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | HUB CITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4401 109TH ST, LUBBOCK, TX 79424-5748 |
| Document Number | 0000006887 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | 2019006887 |
| Name | TEXAS TECH FCU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 01, 2049 |
Source: Lubbock County records · Assessment roll updated October 1, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock-Cooper Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,836.00 (-0.27%) | $233,747 (-13.17%) Land $26,000 Building $207,747 | $233,747 (-13.17%) Land $26,000 Building $207,747 |
| 2024 | $4,849.00 (-14.39%) | ||
| 2023 | $5,664.00 (+7.82%) Homeowner's exemption | $269,201 Land $26,000 Building $243,201 | $269,201 Land $26,000 Building $243,201 |
| 2022 | $5,253.00 |
Source: FEMA National Flood Hazard Layer, Lubbock County (48303C), updated October 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483030105091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 395 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Metronet Holdings Fiber | 1,000 / 1,000 |
| Optimum Communications Cable | 940 / 35 |
| JAB Wireless Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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