4109 109th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 4109 109th St, Lubbock, TX 79423

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,684 sqft · built 2009
Lot Size0.319 acres (13,885 sqft)
OwnerIndividual Name on Record
Last Sale$333,300 (Oct 2026)
Tax Bill$7,772 (2025)
Deeds & MortgagesOct 2026 Mortgage
Jul 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNR312931

Property Details

APN / Parcel Number

Primary APNR312931
Alternative APN
  • R6633500000000680000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,684 sqft Living Area
Gross Area4,694 sqft
1st Floor Area3,342 sqft
Basement Area342 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area13,885 sqft (0.319 acres)
Garage TypeAttached
Garage Area1,010 sqft
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4109 109TH ST
CityLUBBOCK
StateTX
Zip79423-0881
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORCHARD PARK L 68
Legal SubdivisionORCHARD PARK
Legal Lot Number68
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2014
Census Tract10510

Owner

Source: Lubbock County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4109 109TH ST, LUBBOCK, TX 79423-0881
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2026Deed, Transfer · Conventional Mortgage
DFT2 FINANCIAL LLC
Jul 25, 2025Vendor's Lien, Transfer · Conventional Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC
Nov 3, 2023Vendor's Lien, Transfer · Conventional Mortgage
THRIVE MORTGAGE LLC
Jun 7, 2019Warranty Deed, Transfer
WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC
Nov 2, 2017Vendor's Lien, Transfer · Conventional Mortgage
PRIMEWEST MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2026 · Amount on Record
Deed SaleOct 1, 2026 · Amount on Record
Prior SaleJul 25, 2025 · Amount on Record
Deed Document Number202639919
Record UpdatedOct 29, 2026

October 2026: Deed, Transfer

Document TypeDeed
JurisdictionLUBBOCK TX
Recording DateOct 1, 2026
Property Address4109 109TH ST, LUBBOCK, TX 79423-0881
Document Number0000039919
Instrument DateSep 30, 2026
Instrument202639919
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyHUB CITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4109 109TH ST, LUBBOCK, TX 79423-0881

Mortgage

Document Number0000039920,
DateOct 1, 2026
Instrument202639920
Lender
NameDFT2 FINANCIAL LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

July 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateJul 25, 2025
Property Address4109 109TH ST, LUBBOCK, TX 79423-0881
Document Number0000028981
Map ReferenceFILE 2007035702
Instrument DateJul 25, 2025
Instrument2025028981
Transaction TypeTransfer
Record UpdatedOct 6, 2025
Title CompanyHUB CITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4109 109TH ST, LUBBOCK, TX 79423-0881

Mortgage

Document Number0000028982
DateJul 25, 2025
Instrument2025028982
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2055

November 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateNov 3, 2023
Property Address4109 109TH ST, LUBBOCK, TX 79423-0881
Document Number0000042428
Map ReferenceFILE 2007035702
Instrument DateNov 2, 2023
Instrument2023042428
Transaction TypeTransfer
Record UpdatedNov 15, 2023
Title CompanyHUB CITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4109 109TH ST, LUBBOCK, TX 79423-0881

Mortgage

Document Number0000042429
DateNov 3, 2023
Instrument2023042429
Lender
NameTHRIVE MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLUBBOCK TX
Recording DateJun 7, 2019
Property Address4109 109TH ST, LUBBOCK, TX 79423-0881
Document Number0000021412
Instrument DateJun 7, 2019
Instrument21412
Transaction TypeTransfer
Record UpdatedJun 20, 2019
Title CompanyWESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4109 109TH ST LUBBOCK TX 794230881, LUBBOCK, TX 79423-0881

November 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateNov 2, 2017
Property Address4109 109TH ST, LUBBOCK, TX 79423-0881
Document Number0000039578
Map ReferenceDOC2007035702
Instrument DateNov 1, 2017
Instrument2017039578
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyWEST TEXAS TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5106 95TH ST, 5106, LUBBOCK, TX 79424-4851

Transferred To (Grantee/Buyer)

NameVerified Name
Address4109 109TH ST, LUBBOCK, TX 79423-0881

Mortgage

Document Number0000039579
DateNov 2, 2017
Instrument2017039579
Lender
NamePRIMEWEST MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

Mortgage

Document Number0000039580
DateNov 2, 2017
Instrument2017039580
Lender
NameCADENCE BANK NA
TypeBank
AddressHOUSTON, TX 77042
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueNov 16, 2032

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,772.00 (-11.41%)$642,009 (+5.63%) Land $69,425 Building $572,584$642,009 (+2.74%) Land $69,425 Building $572,584
2024$8,773.00 (-24.49%)
2023$11,619.00 (-3.92%) Homeowner's exemption$607,762 (+1%) Land $69,425 Building $555,471$624,896 (+8.13%) Land $69,425 Building $555,471
2022$12,093.00 Homeowner's exemption$552,511 Land $69,425 Building $508,473$577,898 Land $69,425 Building $508,473

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Metronet
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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