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4404 Victory Dr, Laredo, TX 78045 Property Records

Webb County property record for 4404 Victory Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details3,018 sqft · built 2025
Lot Size0.259 acres (11,292 sqft)
OwnerIndividual Name on Record
Last Sale$334,139 (Dec 2025)
Deeds & MortgagesMay 2026 Line of Credit
Dec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN985-58001-020

Property Details

APN / Parcel Number

Primary APN985-58001-020
Alternative APN
  • 822479

Interior

Stories2 Stories
Building Area3,018 sqft Living Area
Gross Area3,498 sqft
1st Floor Area1,819 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,292 sqft (0.259 acres)
Garage TypeAttached
Garage Area480 sqft
PorchOpen Porch

Location & Zoning

Street Address4404 VICTORY DR
CityLAREDO
StateTX
Zip78045-2306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE COVES AT WINFIELD PHASE 7A BLK 1 LOT 2A REPLAT
Legal SubdivisionTHE COVES AT WINFIELD PHASE 7A
Legal Block1
Legal Lot Number2A
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2003
Census Tract1723

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4404 VICTORY DR, LAREDO, TX 78045-2306
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
May 6, 2026Deed of Trust, Mortgage · Line of Credit
NONE LISTED ON DOCUMENT
Dec 18, 2025Vendor's Lien, Transfer · Conventional Mortgage
AMERICAN PORTFOLIO MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2025 · Amount on Record
Deed SaleDec 18, 2025 · Amount on Record
Deed Document Number20251575592
Deed Book / Page5958 / 75
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Recording DateMay 6, 2026
Property Address4404 VICTORY DR, LAREDO, TX 78045-2306
Document Number0001586790
Book / Page6034 / 204
Instrument DateApr 28, 2026
Instrument20261586790
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4404 VICTORY DR, LAREDO, TX 78045-2306

Mortgage

Document Number0001586790,
DateMay 6, 2026
Book Page6034/204
Instrument20261586790
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 25, 2046
Interest
Rate6.46%
Max Rate-1%

December 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateDec 18, 2025
Property Address4404 VICTORY DR, LAREDO, TX 78045-2306
Document Number0005958/75
Book / Page5958 / 75
Map ReferenceVOL 43 PG 28
Instrument DateDec 17, 2025
Instrument1575592
Transaction TypeTransfer
Record UpdatedJan 21, 2026
Title CompanyEN TITLE, ENV TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 499, LAREDO, TX 78042-0499

Transferred To (Grantee/Buyer)

NameVerified Name
Address4404 VICTORY DR, LAREDO, TX 78045-2306

Mortgage

Document Number0001575593
DateDec 18, 2025
Instrument1575593
Lender
NameAMERICAN PORTFOLIO MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$606,206 (+505.78%) Land $166,783 Building $439,423$606,206 (+505.78%) Land $166,783 Building $439,423
2025$100,070 Land $100,070$100,070 Land $100,070

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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