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4314 Victory Dr, Laredo, TX 78045 Property Records

Webb County property record for 4314 Victory Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,626 sqft · built 2024
Lot Size0.244 acres (10,637 sqft)
Owner2 Individual Names on File
Last Sale$538,731 (Nov 2025)
Deeds & MortgagesApr 2026 Sale
Nov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN985-58001-040

Property Details

APN / Parcel Number

Primary APN985-58001-040
Alternative APN
  • 822481

Interior

Stories1 Story
Building Area2,626 sqft Living Area
Gross Area3,296 sqft
1st Floor Area2,626 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,637 sqft (0.244 acres)
Garage TypeAttached
Garage Area670 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area324 sqft

Location & Zoning

Street Address4314 VICTORY DR
CityLAREDO
StateTX
Zip78045-2305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE COVES AT WINFIELD PHASE 7A BLK 1 LOT 4A REPLAT
Legal SubdivisionTHE COVES AT WINFIELD PHASE 7A
Legal Block1
Legal Lot Number4A
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2003
Census Tract1723

Owner

4314 Victory Dr is owned and occupied by two individuals who acquired it in April 2026.

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4314 VICTORY DR, LAREDO, TX 78045-2305
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 4, 2025Vendor's Lien, Transfer · FHA Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2025 · Amount on File
Deed SaleNov 4, 2025 · Amount on File
Deed Document Number20251572076
Deed Book / Page5934 / 226
Last Transfer DateApr 10, 2026
Transfer Doc0001584544
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWEBB TX
Recording DateApr 10, 2026
Property Address4314 VICTORY DR, LAREDO, TX 78045-2305
Document Number0001584544
Book / Page6018 / 607
Instrument DateApr 10, 2026
Instrument20261584544
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4314 VICTORY DR, LAREDO, TX 78045-2305
InvestorPossibly a Property Investor

November 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateNov 4, 2025
Property Address4314 VICTORY DR, LAREDO, TX 78045-2305
Document Number005934/226
Book / Page5934 / 226
Map ReferenceVOL 43 PG 28
Instrument DateOct 31, 2025
Instrument1572076
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyEN TITLE, ENV TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 499, LAREDO, TX 78042-0499

Transferred To (Grantee/Buyer)

NameVerified Name
Address4314 VICTORY DR, LAREDO, TX 78045-2305

Mortgage

Document Number0001572077
DateNov 4, 2025
Instrument1572077
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$565,170 (+95.64%) Land $158,598 Building $406,572$565,170 (+95.64%) Land $158,598 Building $406,572
2025$288,890 Land $95,159 Building $193,731$288,890 Land $95,159 Building $193,731

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4314 Victory Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4314 Victory Dr is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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