4402 E Trailridge Rd, Bloomington, IN 47408 Property Records

Monroe County property record for 4402 E Trailridge Rd, Bloomington, IN 47408

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,116 sqft · built 1989
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jan 2013)
Tax Bill	$2,793 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012-27400-00`

Property Details

APN / Parcel Number

Primary APN	`012-27400-00`
Alternative APN	`53-05-24-201-009.000-004`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	1 Story
Building Area	2,116 sqft Living Area
1st Floor Area	2,116 sqft
Basement Area	2,116 sqft
Finished Basement	1,674 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Roof Material	Asphalt
Lot Area	45,738 sqft (1.05 acres)
Garage Type	Attached
Garage Area	884 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	012-27400-00
Street Address	4402 E TRAILRIDGE RD
City	BLOOMINGTON
State	IN
Zip	47408-9228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	BITTERSWEET WOODS LOT 13
Legal Lot Number	13
Jurisdiction	MONROE IN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1000
Census Tract	802

Owner

Source: Monroe County assessment roll, APN 012-27400-00, as of June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4402 E TRAILRIDGE RD, BLOOMINGTON, IN 47408-9228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 02, 2013 · Amount on Record
Deed Sale	Jan 02, 2013 · Amount on Record
Prior Sale	Aug 23, 2006
Deed Document Number	20134
Prior Transfer Date	Dec 18, 2012
Prior Transfer Doc	2013000004
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	4402 E TRAILRIDGE RD, BLOOMINGTON, IN 47408-9228
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020006397
Date	May 07, 2020
Instrument	2020006397

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll as of June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Bloomington Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,793.00 (-9.55%)	$384,600 (+3.08%) Land $57,500 Building $327,100	$384,600 (+3.08%) Land $57,500 Building $327,100
2024	$3,088.00 (+15.53%)
2023		$373,100 (+9.38%) Land $55,300 Building $317,800	$373,100 (+9.38%) Land $55,300 Building $317,800
2022	$2,673.00	$341,100 Land $55,300 Building $285,800	$341,100 Land $55,300 Building $285,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (18105C), as of September 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181050008021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 22 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IN5253001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	B&B WATER PROJECT, INC. private · serves 4,695 people
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.