Monroe County property record for 4401 E Trailridge Rd, Bloomington, IN 47408
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,975 sqft · built 1976 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | Individual Name on File |
| Last Sale | $458,000 (May 2019) |
| Tax Bill | $4,131 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Sep 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-19820-00 |
| Primary APN | 012-19820-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,975 sqft Living Area |
| 1st Floor Area | 1,975 sqft |
| Basement Area | 1,567 sqft |
| Finished Basement | 1,567 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 49,223 sqft (1.13 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 012-19820-00 |
|---|---|
| Street Address | 4401 E TRAILRIDGE RD |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47408-9691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | BITTERSWEET WOODS LOT 9 |
| Legal Subdivision | BITTERSWEET WOODS |
| Legal Lot Number | 9 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | BLOOMINGTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 802 |
Source: Monroe County records · APN 012-19820-00
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4401 E TRAILRIDGE RD, BLOOMINGTON, IN 47408-9691 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Sep 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA UNIVERSITY CU |
| May 21, 2019 | Warranty Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK |
| Sep 22, 2017 | Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 21, 2019 · Amount on Record |
| Deed Sale | May 21, 2019 · Amount on Record |
| Prior Sale | Sep 22, 2017 · Amount on Record |
| Deed Document Number | 20196779 |
| Prior Transfer Date | Apr 06, 2010 |
| Prior Transfer Doc | 2010004826 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 4401 E TRAILRIDGE RD, BLOOMINGTON, IN 47408-9691 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020016752 |
|---|---|
| Date | Oct 09, 2020 |
| Instrument | 2020016752 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 4401 E TRAILRIDGE RD, BLOOMINGTON, IN 47408-9691 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022013775 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 2022013775 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, IN 47402 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 01, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | May 21, 2019 |
| Property Address | 4401 E TRAILRIDGE RD, BLOOMINGTON, IN 47408-9691 |
| Document Number | 2019006779 |
| Map Reference | CAB B SL 254 |
| Instrument Date | May 15, 2019 |
| Instrument | 2019006779 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4401 E TRAILRIDGE RD, BLOOMINGTON, IN 47408-9691 |
| Document Number | 2019006782 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 2019006782 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.2% |
| Type Change Date | Jun 01, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.2% |
| Index | 1-Year LIBOR |
| Max Rate | 9.2% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Sep 22, 2017 |
| Property Address | 4401 E TRAILRIDGE RD, BLOOMINGTON, IN 47408-9691 |
| Document Number | 2017013472 |
| Map Reference | PL CAB B ENV 189 |
| Instrument Date | Sep 14, 2017 |
| Instrument | 2017013472 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1649 S RENWICK BLVD, BLOOMINGTON, IN 47401-7170 |
| Document Number | 2017013473 |
|---|---|
| Date | Sep 22, 2017 |
| Instrument | 2017013473 |
| Name | HALLMARK HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46825 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Bloomington Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,131.00 (-6.67%) | $543,400 (+4.9%) Land $57,900 Building $485,500 | $543,400 (+4.9%) Land $57,900 Building $485,500 |
| 2024 | $4,426.00 (+11.63%) | ||
| 2023 | $518,000 (+7.51%) Land $55,700 Building $462,300 | $518,000 (+7.51%) Land $55,700 Building $462,300 | |
| 2022 | $3,965.00 | $481,800 Land $55,700 Building $426,100 | $481,800 Land $55,700 Building $426,100 |
Source: FEMA National Flood Hazard Layer as of September 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2008 · Severe Storms, Flooding, And Tornadoes |
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 22 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | B&B WATER PROJECT, INC. private · serves 4,695 people |
|---|---|
| Water Source | Purchased surface water from CITY OF BLOOMINGTON UTILITIES |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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