4312 E Trailridge Rd, Bloomington, IN 47408 Property Records

Monroe County property record for 4312 E Trailridge Rd, Bloomington, IN 47408

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,590 sqft · built 1987
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Nov 2018)
Tax Bill	$2,754 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012-07840-00`

Property Details

APN / Parcel Number

Primary APN	`012-07840-00`
Alternative APN	`53-05-24-201-002.000-004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,590 sqft Living Area
1st Floor Area	2,590 sqft
Basement Area	1,455 sqft
Unfinished Basement	1,455 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	49,223 sqft (1.13 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	012-07840-00
Street Address	4312 E TRAILRIDGE RD
City	BLOOMINGTON
State	IN
Zip	47408-9653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	BITTERSWEET WOODS LOT 12
Legal Subdivision	BITTERSWEET WOODS
Legal Lot Number	12
Jurisdiction	MONROE IN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1000
Census Tract	802

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4312 E TRAILRIDGE RD, BLOOMINGTON, IN 47408-9653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2018 · Amount on Record
Deed Sale	Nov 21, 2018 · Amount on Record
Deed Document Number	201815702
Prior Transfer Date	Jul 3, 2009
Prior Transfer Doc	2009012197
Record Updated	Sep 20, 2026

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IN
Recording Date	Nov 21, 2018
Property Address	4312 E TRAILRIDGE RD, BLOOMINGTON, IN 47408-9653
Document Number	2018015702
Map Reference	MB 7 PG 24
Instrument Date	Nov 19, 2018
Instrument	2018015702
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4312 E TRAILRIDGE RD, BLOOMINGTON, IN 47408-9653

Mortgage

Document Number	2018015703
Date	Nov 21, 2018
Instrument	2018015703

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Bloomington Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,754.00 (-7.74%)	$379,400 (+4.92%) Land $57,900 Building $321,500	$379,400 (+4.92%) Land $57,900 Building $321,500
2024	$2,985.00 (+15.61%)
2023		$361,600 (+9.28%) Land $55,700 Building $305,900	$361,600 (+9.28%) Land $55,700 Building $305,900
2022	$2,582.00	$330,900 Land $55,700 Building $275,200	$330,900 Land $55,700 Building $275,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	B&B WATER PROJECT, INC. private · serves 4,695 people · EPA ID IN5253001
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20