4402 Crossgate Dr, Champaign, IL 61822 Property Records

Champaign County property record for 4402 Crossgate Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.221 acres (9,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Jun 2026)
Tax Bill	$11,367 (2025)
Deeds & Mortgages	Jul 2026 Transfer Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-20-20-429-015`

Property Details

APN / Parcel Number

Primary APN	`03-20-20-429-015`

Exterior

Lot Area	9,625 sqft (0.221 acres)

Location & Zoning

Street Address	4402 CROSSGATE DR
City	CHAMPAIGN
State	IL
Zip	61822-9350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 313 IRONWOOD 3
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	IRONWOOD 3
Legal Lot Number	313
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1036
Census Tract	1205

Owner

Source: Champaign County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4402 CROSSGATE DR, CHAMPAIGN, IL 61822-9350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	May 5, 2003 · Amount on Record
Deed Document Number	20268515
Record Updated	Oct 29, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 7, 2026
Property Address	4402 CROSSGATE DR, CHAMPAIGN, IL 61822-9350
Document Number	0000010409
Instrument Date	Jun 5, 2026
Instrument	202610409
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4402 CROSSGATE DR, CHAMPAIGN, IL 61822-9350

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 5, 2026
Property Address	4402 CROSSGATE DR, CHAMPAIGN, IL 61822-9350
Document Number	0000008515
Instrument Date	Jun 3, 2026
Instrument	20268515
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70,447.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4402 CROSSGATE DR, CHAMPAIGN, IL 61822-9350

Mortgage

Document Number	0000008516,
Date	Jun 5, 2026
Instrument	20268516

Lender

Name	BUSEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,367.00 (+9.46%)	$144,910 (+30.74%) Land $25,370 Building $119,540	$434,730 (+30.74%) Land $76,110 Building $358,620
2024	$10,385.00 (+11.56%)
2022	$9,309.00 Homeowner's exemption Senior Citizen's exemption	$110,840 Land $19,400 Building $91,440	$332,520 Land $58,200 Building $274,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Mediacom Xtream.

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