4326 Crossgate Dr, Champaign, IL 61822 Property Records

Champaign County property record for 4326 Crossgate Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.221 acres (9,633 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jul 2019)
Tax Bill	$8,398 (2024)
Deeds & Mortgages	Jun 2017 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-20-429-014`

Property Details

APN / Parcel Number

Primary APN	`03-20-20-429-014`

Exterior

Lot Area	9,633 sqft (0.221 acres)

Location & Zoning

Street Address	4326 CROSSGATE DR
City	CHAMPAIGN
State	IL
Zip	61822-9349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 312 IRONWOOD 3
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	IRONWOOD 3
Legal Lot Number	312
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1036
Census Tract	1205

Owner

4326 Crossgate Dr is owned and occupied by an individual who bought it in July 2019.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	4326 CROSSGATE DR, CHAMPAIGN, IL 61822-9349
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2017	Deed of Trust, Mortgage · Commercial Mortgage MIDLAND STATES BANK
Jul 5, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 26, 2017	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2019 · Amount on File
Deed Sale	Jul 5, 2019 · Amount on File
Prior Sale	May 26, 2017 · Amount on File
Deed Document Number	201910590
Prior Transfer Date	Dec 17, 2013
Prior Transfer Doc	0000000513
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	4326 CROSSGATE DR, CHAMPAIGN, IL 61822-9349
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011297
Date	Jun 23, 2017
Instrument	2017R11297

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	CHAMPAIGN, IL 61821

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 19, 2027

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly
Max Rate	17%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 5, 2019
Property Address	4326 CROSSGATE DR, CHAMPAIGN, IL 61822-9349
Document Number	0000010590
Map Reference	DOC 97R13303
Instrument Date	Jul 3, 2019
Instrument	2019R10590
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4326 CROSSGATE DR, CHAMPAIGN, IL 61822-9349
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010591
Date	Jul 5, 2019
Instrument	2019R10591

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 26, 2017
Property Address	4326 CROSSGATE DR, CHAMPAIGN, IL 61822-9349
Document Number	0000009241
Map Reference	DOC97R13303
Instrument Date	May 24, 2017
Instrument	2017R09241
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4326 CROSSGATE DR, CHAMPAIGN, IL 61822-9349

Mortgage

Document Number	0000009242
Date	May 26, 2017
Instrument	2017R09242

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$113,930 Land $25,390 Building $88,540	$341,790 Land $76,170 Building $265,620
2024	$8,398.00
2022	$7,565.00 Homeowner's exemption	$87,140 Land $19,420 Building $67,720	$261,420 Land $58,260 Building $203,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4326 Crossgate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4326 Crossgate Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Mediacom Xtream.

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