4323 Crossgate Dr, Champaign, IL 61822 Property Records

Champaign County property record for 4323 Crossgate Dr, Champaign, IL 61822

Property Summary

Property TypeSingle Family Home
Lot Size0.234 acres (10,176 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Jul 2019)
Tax Bill$9,092 (2024)
Deeds & MortgagesAug 2020 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-20-20-428-013

Property Details

APN / Parcel Number

Primary APN03-20-20-428-013

Exterior

Lot Area10,176 sqft (0.234 acres)

Location & Zoning

Street Address4323 CROSSGATE DR
CityCHAMPAIGN
StateIL
Zip61822-9352
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 322 IRONWOOD 3
Legal Range08E
Legal Township19N
Legal Section20
Legal SubdivisionIRONWOOD 3
Legal Lot Number322
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group1
Census Block1035
Census Tract1205

Owner

4323 Crossgate Dr is owned and occupied by an individual who bought it in July 2019.

Source: Champaign County records, as of April 29, 2026

Owner of RecordIndividual Name on File
Mailing Address4323 CROSSGATE DR, CHAMPAIGN, IL 61822-9352
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
PRIMELENDING
Jul 16, 2019Warranty Deed, Transfer · Conventional with PMI
PRIME LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2019 · Amount on File
Deed SaleJul 16, 2019 · Amount on File
Deed Document Number201911257
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address4323 CROSSGATE DR, CHAMPAIGN, IL 61822-9352
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015066
DateAug 4, 2020
Instrument2020R15066
Lender
NamePRIMELENDING
TypeMortgage Company
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate
Rate3%

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJul 16, 2019
Property Address4323 CROSSGATE DR, CHAMPAIGN, IL 61822-9352
Document Number0000011257
Instrument DateJun 27, 2019
Instrument11257
Transaction TypeTransfer
Record UpdatedAug 5, 2019
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$275.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4323 CROSSGATE DR CHAMPAIGN IL 618229352, CHAMPAIGN, IL 61822-9352

Mortgage

Document Number112458
DateJul 16, 2019
Instrument112458
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 15, 2049
Interest
Rate4.37%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$122,780 Land $25,970 Building $96,810$368,340 Land $77,910 Building $290,430
2024$9,092.00
2022$8,197.00 Homeowner's exemption$93,920 Land $19,860 Building $74,060$281,760 Land $59,580 Building $222,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4323 Crossgate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4323 Crossgate Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Nextlink
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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