4401 Harding Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 4401 Harding Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,096 sqft · built 1928
Lot Size	0.178 acres (7,797 sqft)
Owner	Individual Name on Record
Last Sale	$128,000 (Jun 2017)
Tax Bill	$2,707 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0120-0089-00`

Property Details

APN / Parcel Number

Primary APN	`550-0120-0089-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	748 sqft
Attic	Attic
Attic Area	348 sqft
Basement Area	735 sqft

Exterior

Year Built	Built 1928
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,797 sqft (0.178 acres)
Lot Dimensions	156 ft deep x 50 ft wide
Porch	Porch
Porch Area	60 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4401 HARDING AVE
City	CINCINNATI
State	OH
Zip	45211-4407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4401 HARDING 50 X 156 LOT 106 GAMBLE BRIDGETOWNSUB
Legal Subdivision	GAMBLE BRIDGETOWN SUB
Legal Lot Number	106
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3003
Census Tract	20901

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4401 HARDING AVE, CINCINNATI, OH 45211-4407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 2, 2017	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2017 · Amount on Record
Deed Sale	Jun 2, 2017 · Amount on Record
Prior Sale	Jan 23, 2004 · Amount on Record
Deed Document Number	0000049539
Deed Book / Page	013430 / 001744
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4401 HARDING AVE, CINCINNATI, OH 45211-4407
Transaction Type	Mortgage
Record Updated	Dec 24, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 HARDING AVE, CINCINNATI, OH 45211-4407

Mortgage

Document Number	0000140141
Date	Nov 19, 2021
Book Page	14548/1601
Instrument	2021-0140141

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Jun 1, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 2, 2017
Property Address	4401 HARDING AVE, CINCINNATI, OH 45211-4407
Document Number	0000049539
Book / Page	013430 / 001744
Instrument Date	May 31, 2017
Instrument	49539
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 HARDING AVE CINCINNATI OH 452114407, CINCINNATI, OH 45211-4407

Mortgage

Document Number	49542
Date	Jun 2, 2017
Book Page	013430/001750
Instrument	49542

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,707.00 (+2.15%)	$51,713 (-) Land $11,872 Building $39,841
2024	$2,650.00 (+0.15%)	$51,713 (-) Land $11,872 Building $39,841
2023	$2,646.00 (-12.44%)	$51,713 (+3.06%) Land $11,872 Building $39,841	$147,750 (+3.06%) Land $33,920 Building $113,830
2022	$3,022.00 Homeowner's exemption	$50,177 Land $10,595 Building $39,582
2020			$143,360 Land $30,270 Building $113,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Harding Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures