4353 Harding Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 4353 Harding Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,137 sqft · built 1925
Lot Size	0.178 acres (7,797 sqft)
Owner	2 Individual Names on File
Last Sale	$113,000 (Mar 2019)
Tax Bill	$2,880 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551-0008-0019-00`

Property Details

APN / Parcel Number

Primary APN	`551-0008-0019-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,137 sqft Living Area
1st Floor Area	768 sqft
Attic	Attic
Attic Area	369 sqft
Basement Area	768 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1925
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,797 sqft (0.178 acres)
Lot Dimensions	156 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4353 HARDING AVE
City	CINCINNATI
State	OH
Zip	45211-4405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARDING AVE 50 X 156 LOT 71 GRILEYS 2ND ADDN TO CHEVIOT
Legal Subdivision	CHEVIOT
Legal Lot Number	71
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	2
Census Block	2007
Census Tract	20901

Owner

4353 Harding Ave is owned and occupied by two individuals who bought it in March 2019.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4353 HARDING AVE, CINCINNATI, OH 45211-4405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage CINFED CU
Mar 22, 2019	Grant Deed, Transfer · Conventional with PMI EAGLE SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2019 · Amount on File
Deed Sale	Mar 22, 2019 · Amount on File
Prior Sale	Feb 28, 2012 · Amount on File
Deed Document Number	0000021264
Deed Book / Page	013880 / 000622
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4353 HARDING AVE, CINCINNATI, OH 45211-4405
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040715
Date	Apr 21, 2022
Book Page	14651/1668
Instrument	2022-0040715

Lender

Name	CINFED CU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Amount	Amount on Record
Term	241 Months
Due	May 1, 2042

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 22, 2019
Property Address	4353 HARDING AVE, CINCINNATI, OH 45211-4405
Document Number	0000021264
Book / Page	013880 / 000622
Instrument Date	Mar 20, 2019
Instrument	21264
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	AMERICAN HOMELAND TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$452.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4353 HARDING AVE CINCINNATI OH 452114405, CINCINNATI, OH 45211-4405

Mortgage

Document Number	21267
Date	Mar 22, 2019
Book Page	013880/000624
Instrument	21267

Lender

Name	EAGLE SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45248

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4353 Harding Ave was $2,880, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,880.00 (+2.93%)	$46,235 (+%) Land $8,746 Building $37,489
2024	$2,798.00 (-2.07%)	$46,234 (-) Land $8,746 Building $37,488
2023	$2,857.00 (+1.2%)	$46,234 (+16.9%) Land $8,746 Building $37,488	$132,100 Land $24,990 Building $107,110
2022	$2,823.00 Homeowner's exemption	$39,551 Land $8,271 Building $31,280
2020			$113,000 Land $23,630 Building $89,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4353 Harding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4353 Harding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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