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4412 Harding Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 4412 Harding Ave, Cincinnati, OH 45211

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 768 sqft · built 1948
Lot Size0.185 acres (8,059 sqft)
OwnerTrust Name on File
Last Sale$92,500 (Mar 2020)
Tax Bill$1,902 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN550-0120-0078-00

Property Details

APN / Parcel Number

Primary APN550-0120-0078-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area768 sqft Living Area
1st Floor Area768 sqft
Basement Area768 sqft

Exterior

Year BuiltBuilt 1948
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area8,059 sqft (0.185 acres)
Lot Dimensions161 ft deep x 50 ft wide
Garage TypeBasement
Garage Area1 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4412 HARDING AVE
CityCINCINNATI
StateOH
Zip45211-4408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARDING 50 X 161.56 LOT 95 GAMBLES BRIDGETOWNSUB
Legal SubdivisionGAMBLES BRIDGETOWN SUB
Legal Lot Number95
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group2
Census Block2002
Census Tract20901

Owner

4412 Harding Ave is owner-occupied and held in a trust since March 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordTrust Name on File
Mailing Address4412 HARDING AVE, CINCINNATI, OH 45211-4408
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2020 · Amount on File
Deed SaleMar 3, 2020 · Amount on File
Prior SaleMar 24, 2004
Deed Document Number0000021326
Deed Book / Page014116 / 001274
Record UpdatedJun 8, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMar 3, 2020
Property Address4412 HARDING AVE, CINCINNATI, OH 45211-4408
Document Number0000021326
Book / Page014116 / 001274
Instrument DateFeb 21, 2020
Instrument21326
Transaction TypeTransfer
Record UpdatedMay 25, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4412 HARDING AVE CINCINNATI OH 452114408, CINCINNATI, OH 45211-4408

Mortgage

Document Number21328
DateMar 3, 2020
Book Page014116/001280
Instrument21328
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77027
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4412 Harding Ave was $1,902, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,902.00 (+2.53%)$36,369 (-) Land $11,988 Building $24,381
2024$1,855.00 (-0.11%)$36,369 (-) Land $11,988 Building $24,381
2023$1,857.00 (-4.72%)$36,369 (+12.34%) Land $11,988 Building $24,381$103,910 Land $34,250 Building $69,660
2022$1,949.00 Homeowner's exemption$32,375 Land $10,703 Building $21,672
2020$92,500 Land $30,580 Building $61,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4412 Harding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4412 Harding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile, Verizon.

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