4401 Cobra Dr, Sparks, NV 89436 Property Records

Washoe County property record for 4401 Cobra Dr, Sparks, NV 89436

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,511 sqft · built 2004
Lot Size	0.402 acres (17,493 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (May 2004)
Tax Bill	$4,486 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084-522-01`

Property Details

APN / Parcel Number

Primary APN	`084-522-01`
Alternative APN	`180299`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	3,511 sqft Living Area
Gross Area	4,455 sqft
1st Floor Area	3,511 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	17,493 sqft (0.402 acres)
Garage Type	Attached
Garage Area	944 sqft
Parking Spaces	4 Parking Spaces
Porch	Concrete/Metal Slab
Porch Area	799 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4401 COBRA DR
City	SPARKS
State	NV
Zip	89436-8685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	HIGHLANDS AT CIMARRON EAST 3 LT 321
Legal Subdivision	HIGHLANDS AT CIMARRON EAST 3
Legal Lot Number	321
Jurisdiction	WASHOE NV
Township / Civil Division	WARM SPRINGS-TRUCKEE CANYON
Census Block Group	1
Census Block	1006
Census Tract	3517

Owner

Source: Washoe County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4401 COBRA DR, SPARKS, NV 89436-8685
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2004 · Amount on Record
Deed Sale	May 6, 2004 · Amount on Record
Deed Document Number	20043033875
Last Transfer Date	Dec 10, 2010
Transfer Doc	0003953995
Record Updated	Sep 20, 2026

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHOE NV
Recording Date	Nov 7, 2019
Property Address	4401 COBRA DR, SPARKS, NV 89436-8685
Document Number	0004970630
Map Reference	DOC 2904208
Instrument Date	Oct 29, 2019
Instrument	4970630
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4401 COBRA DR, SPARKS, NV 89436-8685

Mortgage

Document Number	0004970631
Date	Nov 7, 2019
Instrument	4970631

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Sparks City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,286 (-1.11%) Land $66,413 Building $191,874
2025	$4,486.00 (-20.6%)	$261,182 (+0.69%) Land $66,150 Building $195,032	$746,234 (+0.69%) Land $189,000 Building $557,234
2023	$5,650.00	$259,384 Land $74,113 Building $185,271	$741,095 (+29.88%) Land $211,750 Building $529,345
2021			$570,621 Land $132,750 Building $437,871

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 53% of Nevada
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50