Washoe County property record for 4484 Cobra Dr, Sparks, NV 89436
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,540 sqft · built 2004 |
| Lot Size | 0.331 acres (14,396 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Jul 2018) |
| Tax Bill | $5,128 (2026) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Jul 2025 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 084-523-01 |
| Primary APN | 084-523-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,540 sqft Living Area |
| Gross Area | 3,308 sqft |
| 1st Floor Area | 2,540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Frame/Stucco |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Concrete |
| Lot Area | 14,396 sqft (0.331 acres) |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 244 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4484 COBRA DR |
|---|---|
| City | SPARKS |
| State | NV |
| Zip | 89436-8686 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | HIGHLANDS AT CIMARRON EAST 3 LT 316 |
| Legal Subdivision | HIGHLANDS AT CIMARRON EAST 3 |
| Legal Lot Number | 316 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | WARM SPRINGS-TRUCKEE CANYON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 3517 |
Source: Washoe County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2101 DE OSMA ST, LAS VEGAS, NV 89102-2098 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jul 28, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Feb 26, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Sep 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jul 27, 2018 | Grant Deed, Transfer · Conventional Mortgage DOORWAY HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2018 · Amount on Record |
| Deed Sale | Jul 27, 2018 · Amount on Record |
| Prior Sale | Jul 23, 2014 · Amount on Record |
| Deed Document Number | 20184836957 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 4484 COBRA DR, SPARKS, NV 89436-8686 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|
| Document Number | 0005603689 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 5603689 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 4484 COBRA DR, SPARKS, NV 89436-8686 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|
| Document Number | 0005557271 |
|---|---|
| Date | Jul 28, 2025 |
| Instrument | 5557271 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 4484 COBRA DR, SPARKS, NV 89436-8686 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 4484 COBRA DR, SPARKS, NV 89436-8686 |
| Document Number | 0005437350 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 5437350 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 4484 COBRA DR, SPARKS, NV 89436-8686 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0005222124 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 5222124 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 4484 COBRA DR, SPARKS, NV 89436-8686 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 0005025052 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 5025052 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Jul 27, 2018 |
| Property Address | 4484 COBRA DR, SPARKS, NV 89436-8686 |
| Document Number | 0004836957 |
| Instrument Date | Jul 17, 2018 |
| Instrument | 4836957 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,193.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4484 COBRA DR SPARKS NV 894368686, SPARKS, NV 89436-8686 |
| Document Number | 4836958 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 4836958 |
| Name | DOORWAY HM LNS |
|---|---|
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2048 |
Source: Washoe County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Municipality | Sparks City |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,128.00 (+37.78%) | $208,089 (+0.14%) Land $57,750 Building $150,339 | |
| 2025 | $3,722.00 (-20.64%) | $207,808 (+1.76%) Land $55,125 Building $152,683 | $593,738 (+1.76%) Land $157,500 Building $436,238 |
| 2023 | $4,690.00 | $204,207 Land $59,290 Building $144,917 | $583,448 (+30.08%) Land $169,400 Building $414,048 |
| 2021 | $448,518 Land $106,200 Building $342,318 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 53% of Nevada |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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