Washoe County property record for 4485 Cobra Dr, Sparks, NV 89436
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,621 sqft · built 2004 |
| Lot Size | 0.43 acres (18,763 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $479,000 (May 2008) |
| Tax Bill | $5,667 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 084-522-05 |
| Primary APN | 084-522-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,621 sqft Living Area |
| 1st Floor Area | 2,621 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Concrete |
| Lot Area | 18,763 sqft (0.43 acres) |
| Garage Type | Attached |
| Garage Area | 1,182 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 544 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 180303 |
|---|---|
| Street Address | 4485 COBRA DR |
| City | SPARKS |
| State | NV |
| Zip | 89436-8685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | HIGHLANDS AT CIMARRON EAST 3 LT 317 |
| Legal Range | 21 |
| Legal Township | 20 |
| Legal Subdivision | HIGHLANDS AT CIMARRON EAST 3 |
| Legal Lot Number | 317 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | WARM SPRINGS-TRUCKEE CANYON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 3517 |
Source: Washoe County records, as of January 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 4485 COBRA DR, SPARKS, NV 89436-8685 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · Line of Credit EL DORADO SAVINGS BANK |
| Mar 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP |
| Mar 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2008 · Amount on Record |
| Deed Sale | May 9, 2008 · Amount on Record |
| Prior Sale | May 9, 2008 · Amount on Record |
| Deed Document Number | 0003648610 |
| Last Transfer Date | Dec 22, 2014 |
| Transfer Doc | 0004420352 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 4485 COBRA DR, SPARKS, NV 89436-8685 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4485 COBRA DR, SPARKS, NV 89436-8685 |
| Document Number | 0005602477 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 5602477 |
| Name | EL DORADO SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | PLACERVILLE, CA 95667 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 4485 COBRA DR, SPARKS, NV 89436-8685 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0004792673 |
|---|---|
| Date | Mar 2, 2018 |
| Instrument | 4792673 |
| Name | MASON MCDUFFIE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 4485 COBRA DR, SPARKS, NV 89436-8685 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE RENO |
| Name | Verified Name |
|---|
| Document Number | 0005014974 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 5014974 |
| Name | MASON MCDUFFIE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Washoe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Municipality | Sparks City |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,667.00 (+6.04%) | $233,929 (-1.35%) Land $71,663 Building $162,266 | $668,367 (-1.35%) Land $204,750 Building $463,617 |
| 2023 | $5,344.00 | $237,136 Land $83,006 Building $154,130 | $677,531 Land $237,160 Building $440,371 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 53% of Nevada |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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