4401 Bluff Creek Dr, Modesto, CA 95355 Property Records

Stanislaus County property record for 4401 Bluff Creek Dr, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,882 sqft · built 1987
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Aug 2016)
Tax Bill	$3,952 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`070-007-056-000`

Property Details

APN / Parcel Number

Primary APN	`070-007-056-000`
Alternative APNs	`0700756000` `0700756`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,882 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4401 BLUFF CREEK DR
City	MODESTO
State	CA
Zip	95355-9104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUFF CREEK ESTATES NO 2 BLK 1840 LOT 11
Legal Subdivision	BLUFF CREEK ESTATES 2
Legal Block	1840
Legal Lot Number	11
Jurisdiction	STANISLAUS CA
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2014
Census Tract	2803

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4401 BLUFF CREEK DR, MODESTO, CA 95355-9104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Nov 22, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Mar 24, 2018	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Jun 20, 2017	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2016 · Amount on Record
Deed Sale	Aug 19, 2016 · Amount on Record
Prior Sale	Dec 11, 2015 · Amount on Record
Deed Document Number	201663743
Prior Transfer Date	Oct 2, 2008
Prior Transfer Doc	0000107193
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4401 BLUFF CREEK DR, MODESTO, CA 95355-9104
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 BLUFF CREEK DR, MODESTO, CA 95355-9104

Mortgage

Document Number	0000104671
Date	Nov 9, 2021
Instrument	2021-0104671

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4401 BLUFF CREEK DR, MODESTO, CA 95355-9104
Document Number	0000091638
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4401 BLUFF CREEK DR MODESTO CA 953559104, MODESTO, CA 95355-9104

Mortgage

Document Number	0000091638
Date	Dec 30, 2019
Instrument	91638

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4401 BLUFF CREEK DR, MODESTO, CA 95355-9104
Document Number	0000023694
Instrument Date	Mar 24, 2018
Transaction Type	Mortgage
Record Updated	Apr 13, 2018
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4401 BLUFF CREEK DR MODESTO CA 953559104, MODESTO, CA 95355-9104

Mortgage

Document Number	0000023694
Date	Apr 6, 2018
Instrument	23694

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4401 BLUFF CREEK DR, MODESTO, CA 95355-9104
Document Number	0000060784
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Sep 1, 2017
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4401 BLUFF CREEK DR MODESTO CA 953559104, MODESTO, CA 95355-9104

Mortgage

Document Number	0000060784
Date	Aug 21, 2017
Instrument	60784

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Empire Union Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,952.00 (+1.62%)	$366,969 (+2%) Land $100,619 Building $266,350
2025	$3,889.00 (-1.27%)	$359,775 (+4.04%) Land $98,647 Building $261,128
2023	$3,939.00 (+5.77%)	$345,806 Land $94,817 Building $250,989
2022	$3,724.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies.

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