4321 Bluff Creek Dr, Modesto, CA 95355 Property Records

Stanislaus County property record for 4321 Bluff Creek Dr, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1987
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Trust Names on File
Last Sale	$430,000 (Apr 2021)
Tax Bill	$5,038 (2026)
Deeds & Mortgages	Nov 2019 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`070-007-058-000`

Property Details

APN / Parcel Number

Primary APN	`070-007-058-000`
Alternative APNs	`0700758000` `0700758`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4321 BLUFF CREEK DR
City	MODESTO
State	CA
Zip	95355-9102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUFF CREEK ESTATES NO 2 BLK 1840 LOT 9
Legal Subdivision	BLUFF CREEK ESTATES 2
Legal Block	1840
Legal Lot Number	9
Jurisdiction	STANISLAUS CA
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2014
Census Tract	2803

Owner

4321 Bluff Creek Dr is owner-occupied and held in a trust since April 2021.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4321 BLUFF CREEK DR, MODESTO, CA 95355-9102
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2019	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 30, 2021	Grant Deed, Transfer · Conventional Mortgage TRI COUNTIES BANK
Jun 9, 2017	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAP & INVS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on File
Deed Sale	Apr 30, 2021 · Amount on File
Prior Sale	Jun 17, 2016 · Amount on File
Deed Document Number	202142062
Prior Transfer Date	Oct 15, 2008
Prior Transfer Doc	0000117189
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4321 BLUFF CREEK DR, MODESTO, CA 95355-9102
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078432
Date	Nov 7, 2019
Instrument	2019-0078432

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 30, 2021
Property Address	4321 BLUFF CREEK DR, MODESTO, CA 95355-9102
Document Number	0000042062
Map Reference	MB 31 PG 41
Instrument Date	Apr 20, 2021
Instrument	2021-0042062
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	530 SEQUOIA AVE, PATTERSON, CA 95363-9567

Mortgage

Document Number	0000042063
Date	Apr 30, 2021
Instrument	2021-0042063

Lender

Name	TRI COUNTIES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4321 BLUFF CREEK DR, MODESTO, CA 95355-9102
Document Number	0000048469
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4321 BLUFF CREEK DR MODESTO CA 953559102, MODESTO, CA 95355-9102

Mortgage

Document Number	0000048469
Date	Jul 5, 2017
Instrument	48469

Lender

Name	VILLAGE CAP & INVS
Type	Funding / Finance Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jul 4, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 4321 Bluff Creek Dr was $5,038 with a homeowner's exemption, up 1.7% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Empire Union Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,038.00 (+1.65%) Homeowner's exemption	$474,753 (+2%) Land $187,693 Building $287,060
2025	$4,956.00 Homeowner's exemption	$465,445 Land $184,013 Building $281,432
2023	$4,963.00 (+5.51%) Homeowner's exemption	$447,372 Land $176,868 Building $270,504
2022	$4,704.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4321 Bluff Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4321 Bluff Creek Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies.

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