Durham County property record for 4326 Talcott Dr, Durham, NC 27705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,836 sqft · built 1985 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,058 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0802-86-9003 |
| Primary APN | 0802-86-9003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,836 sqft Heated Area |
| 1st Floor Area | 996 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Dimensions | 240 ft deep x 100 ft wide |
| Porch | Porch |
| Porch Area | 40 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Street Address | 4326 TALCOTT DR |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27705-6123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | AMERICAN VILLAGE/SEC:10-C /BLK:E/LT#31 PL:000107-000157 |
| Legal Subdivision | AMERICAN VLG SEC 10-C |
| Legal Block | E |
| Legal Lot Number | 31 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 1706 |
4326 Talcott Dr is owned and occupied by two individuals.
Source: Durham County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4326 TALCOTT DR, DURHAM, NC 27705-6123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 4326 TALCOTT DR, DURHAM, NC 27705-6123 |
| Document Number | 0089040809 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4326 TALCOTT DR DURHAM NC 277056123, DURHAM, NC 27705-6123 |
| Document Number | 0089040809 |
|---|---|
| Date | Apr 8, 2020 |
| Book Page | 008904/000809 |
| Instrument | 11123 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 7, 2030 |
The 2026 property tax bill for 4326 Talcott Dr was $5,058, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,058.00 (+2.53%) | $497,692 (-) Land $158,100 Building $339,592 | $497,692 (-) Land $158,100 Building $339,592 |
| 2025 | $4,933.00 | $497,692 Land $158,100 Building $339,592 | $497,692 Land $158,100 Building $339,592 |
| 2023 | $3,266.00 (+2.35%) | $249,389 Land $69,615 Building $179,774 | $249,389 Land $69,615 Building $179,774 |
| 2022 | $3,191.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4326 Talcott Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4326 Talcott Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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