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4400 David Cox Rd, Charlotte, NC 28269 Property Records

Mecklenburg County property record for 4400 David Cox Rd, Charlotte, NC 28269

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,439 sqft · built 1998
Lot Size0.247 acres (10,791 sqft)
OwnerIndividual Name on File
Last Sale$189,000 (Jan 2019)
Tax Bill$3,064 (2023)
Deeds & MortgagesApr 2021 Mortgage
Jan 2019 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN027-341-62

Property Details

APN / Parcel Number

Primary APN027-341-62

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,439 sqft Heated Area
Gross Area1,877 sqft
1st Floor Area1,439 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area10,791 sqft (0.247 acres)
Garage Area414 sqft
PorchPorch
Porch Area24 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number027-341-62
Street Address4400 DAVID COX RD
CityCHARLOTTE
StateNC
Zip28269-8963
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL360 M26-230
Legal SubdivisionCHESHUNT
Legal Lot Number360
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1039
Census Tract5508

Owner

4400 David Cox Rd is owned and occupied by an individual who bought it in January 2019.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address4400 DAVID COX RD, CHARLOTTE, NC 28269-8963
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2021Deed of Trust, Mortgage · FHA Mortgage
RUTH RUHL PC
Jan 4, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 7, 2019Warranty Deed, Transfer · FHA Mortgage
CERTAINTY HOME LOANS LLC
Jan 3, 2019Quit Claim Deed
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2019 · Amount on File
Deed SaleJan 7, 2019 · Amount on File
Prior SaleJan 4, 2019
Deed Document Number0033213319
Deed Book / Page33213 / 319
Record UpdatedJun 7, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4400 DAVID COX RD, CHARLOTTE, NC 28269-8963
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4400 DAVID COX RD, CHARLOTTE, NC 28269-8963

Mortgage

Document Number0000083301
DateApr 28, 2021
Book Page35992/291
Instrument2021083301
Lender
NameRUTH RUHL PC
TypeNon-Lending Institution
AddressDALLAS, TX 75251
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term333 Months
DueJan 1, 2049

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateJan 4, 2019
Property Address4400 DAVID COX RD, CHARLOTTE, NC 28269-8963
Document Number0000001094
Book / Page033210 / 000805
Instrument DateJan 4, 2019
Instrument1094
Transaction TypeTransfer
Record UpdatedJan 25, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16109 N POINT RD HUNTERSVILLE NC 280789395, HUNTERSVILLE, NC 28078-9395

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 7, 2019
Property Address4400 DAVID COX RD, CHARLOTTE, NC 28269-8963
Document Number0000001618
Book / Page33213 / 319
Map ReferenceMB 26 PG 230
Instrument DateJan 4, 2019
Instrument2019001618
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$378.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16109 N POINT RD, 16109, HUNTERSVILLE, NC 28078-9395

Transferred To (Grantee/Buyer)

NameVerified Name
Address4400 DAVID COX RD, CHARLOTTE, NC 28269-8963

Mortgage

Document Number0000001619
DateJan 7, 2019
Instrument2019001619
Lender
NameCERTAINTY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2049

January 2019: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateJan 3, 2019
Property Address4400 DAVID COX RD, CHARLOTTE, NC 28269-8963
Document Number0000000914
Book / Page033210 / 000037
Instrument DateDec 28, 2018
Instrument914
Record UpdatedJan 24, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address16109 N POINT RD HUNTERSVILLE NC 280789395, HUNTERSVILLE, NC 28078-9395

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 4400 David Cox Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4400 David Cox Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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