4313 David Cox Rd, Charlotte, NC 28269 Property Records

Mecklenburg County property record for 4313 David Cox Rd, Charlotte, NC 28269

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,972 sqft · built 2001
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$388,000 (Jun 2026)
Tax Bill$2,284 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Nov 2025 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN043-092-23

Property Details

APN / Parcel Number

Primary APN043-092-23

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,972 sqft Living Area
1st Floor Area1,660 sqft
Upper Floors Area312 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)
Garage Area447 sqft
PorchFinished/Open Porch
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4313 DAVID COX RD
CityCHARLOTTE
StateNC
Zip28269-8962
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL56 M36-211
Legal SubdivisionRAVENSWOOD 01 MAP PH 01
Legal Block2
Legal Lot Number56
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2003
Census Tract5511

Owner

Source: Mecklenburg County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4313 DAVID COX RD, CHARLOTTE, NC 28269-8962
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2026Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC COAST MORTGAGE GROUP INC
Nov 6, 2025Intrafamily Transfer, Transfer
Dec 14, 2017Deed of Trust, Mortgage · VA Mortgage
FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2026 · Amount on Record
Deed SaleJun 3, 2026 · Amount on Record
Prior SaleAug 7, 2009 · Amount on Record
Deed Document Number202658681
Deed Book / Page40472 / 782
Prior Transfer DateNov 3, 2025
Prior Transfer Doc0000114395
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 3, 2026
Property Address4313 DAVID COX RD, CHARLOTTE, NC 28269-8962
Document Number0000058681
Book / Page40472 / 782
Instrument DateJun 2, 2026
Instrument202658681
Transaction TypeTransfer
Record UpdatedJun 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$78,376.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4313 DAVID COX RD, CHARLOTTE, NC 28269-8962

Mortgage

Document Number0000058682,
DateJun 3, 2026
Instrument202658682
Lender
NameATLANTIC COAST MORTGAGE GROUP INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateNov 6, 2025
Property Address4313 DAVID COX RD, CHARLOTTE, NC 28269-8962
Document Number0000114395
Book / Page39987 / 844
Map ReferenceMB 36 PG 211
Instrument DateNov 3, 2025
Instrument2025114395
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4313 DAVID COX RD, CHARLOTTE, NC 28269-8962

Transferred To (Grantee/Buyer)

NameVerified Name
Address4313 DAVID COX RD, CHARLOTTE, NC 28269-8962

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4313 DAVID COX RD, CHARLOTTE, NC 28269-8962
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000167036
DateDec 14, 2017
Book Page32338/946
Instrument2017167036
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
AddressCINCINNATI, OH 45227
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,284.00 (+2.15%)$320,100 Land $65,000 Building $255,100$320,100 (-) Land $65,000 Building $255,100
2024$2,236.00
2023$320,100 Land $65,000 Building $255,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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