4316 David Cox Rd, Charlotte, NC 28269 Property Records

Mecklenburg County property record for 4316 David Cox Rd, Charlotte, NC 28269

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,809 sqft · built 1998
Lot Size0.264 acres (11,505 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Jul 2020)
Tax Bill$3,324 (2023)
Deeds & MortgagesDec 2023 Mortgage
Mar 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN027-341-65

Property Details

APN / Parcel Number

Primary APN027-341-65

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,809 sqft Heated Area
Gross Area2,343 sqft
1st Floor Area758 sqft
Upper Floors Area1,051 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area11,505 sqft (0.264 acres)
Garage Area441 sqft
PorchPorch
Porch Area93 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number027-341-65
Street Address4316 DAVID COX RD
CityCHARLOTTE
StateNC
Zip28269-8962
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL363 M26-230
Legal SubdivisionCHESHUNT
Legal Lot Number363
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1039
Census Tract5508

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4316 DAVID COX RD, CHARLOTTE, NC 28269-8962
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2023Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Mar 25, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jul 17, 2020Warranty Deed, Transfer · FHA Mortgage
HOMESTAR FINANCIAL CORP
Jul 12, 2019Warranty Deed, Transfer
INVESTORS TITLE INSURANCE, INVESTORS TITLE INS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2020 · Amount on Record
Deed SaleJul 17, 2020 · Amount on Record
Prior SaleJul 12, 2019 · Amount on Record
Deed Document Number0034817205
Deed Book / Page34817 / 205
Record UpdatedJun 7, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4316 DAVID COX RD, CHARLOTTE, NC 28269-8962
Transaction TypeMortgage
Record UpdatedDec 12, 2023
Title CompanyVYLLA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4316 DAVID COX RD, CHARLOTTE, NC 28269-8962

Mortgage

Document Number0000113003
DateDec 1, 2023
Book Page38512/815
Instrument2023113003
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term320 Months
DueAug 1, 2050

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4316 DAVID COX RD, CHARLOTTE, NC 28269-8962
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4316 DAVID COX RD, CHARLOTTE, NC 28269-8962
InvestorPossibly a Property Investor

Mortgage

Document Number0000045975
DateMar 25, 2022
Book Page37185/374
Instrument2022045975
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term341 Months
DueAug 1, 2050

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 17, 2020
Property Address4316 DAVID COX RD, CHARLOTTE, NC 28269-8962
Document Number0000108797
Book / Page34817 / 205
Map ReferenceMB 26 PG 230
Instrument DateJul 16, 2020
Instrument2020108797
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3495 PIEDMONT RD NE # NE11-300, 3495, ATLANTA, GA 30305-1717

Transferred To (Grantee/Buyer)

NameVerified Name
Address4316 DAVID COX RD, CHARLOTTE, NC 28269-8962
InvestorPossibly a Property Investor

Mortgage

Document Number0000108798
DateJul 17, 2020
Instrument2020108798
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 12, 2019
Property Address4316 DAVID COX RD, CHARLOTTE, NC 28269-8962
Document Number0000087717
Book / Page033661 / 000762
Instrument DateJul 10, 2019
Instrument87717
Transaction TypeTransfer
Record UpdatedAug 6, 2019
Title CompanyINVESTORS TITLE INSURANCE, INVESTORS TITLE INS

Transaction

AmountAmount Recorded
Tax$424.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3495 PIEDMONT ROAD NE 11 #300 ATLANTA GA 30305, 300, ATLANTA, GA 30305
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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