Albany County and Colonie Town property record for 432 Wallace Rd, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,564 sqft · built 1972 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Sep 2016) |
| Tax Bill | $7,826 (2026) |
| Deeds & Mortgages | Aug 2019 Loan Modification Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 16.2-1-8 |
| Primary APN | 012689 16.2-1-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,564 sqft Living Area |
| 1st Floor Area | 1,780 sqft |
| 2nd Floor Area | 784 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 46 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01600200010080000000 |
|---|---|
| Street Address | 432 WALLACE RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | LOT 17-1/2-18 N-18 E-WALLACE RD S-78-61 |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 13803 |
Source: Albany County and Colonie Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 432 WALLACE RD, SCHENECTADY, NY 12304-2436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2019 | Loan Modification, Mortgage · FHA Mortgage FIFTH THIRD BK |
| Aug 30, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2016 · Amount on Record |
| Deed Sale | Sep 29, 2016 · Amount on Record |
| Prior Sale | Nov 12, 1993 · Amount on Record |
| Deed Document Number | 201622348 |
| Prior Transfer Date | Nov 9, 1993 |
| Prior Transfer Doc | 2496000479 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 432 WALLACE RD, SCHENECTADY, NY 12304-2436 |
| Document Number | 0000019052 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 432 WALLACE RD SCHENECTADY NY 123042436, SCHENECTADY, NY 12304-2436 |
| Document Number | 0000019052 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | 19052 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, OH 45177 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 432 WALLACE RD, SCHENECTADY, NY 12304-2436 |
| Document Number | 0000019044 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC SVCNG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 432 WALLACE RD SCHENECTADY NY 123042436, SCHENECTADY, NY 12304-2436 |
| Document Number | 0000019044 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | 19044 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2049 |
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,826.00 (-2.42%) | ||
| 2025 | $8,020.00 (-34.8%) | $171,500 (-) Land $34,300 Building $137,200 | $392,400 (+16.68%) Land $78,480 Building $313,920 |
| 2023 | $171,500 (-) Land $34,300 Building $137,200 | $336,300 (+9.32%) Land $67,260 Building $269,040 | |
| 2022 | $171,500 Land $34,300 Building $137,200 | $307,623 Land $61,525 Building $246,098 | |
| 2021 | $12,301.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Mar 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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