440 Wagon Bend Rd, Berthoud, CO 80513 Property Records

Larimer County property record for 440 Wagon Bend Rd, Berthoud, CO 80513

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,909 sqft · built 2019
Lot Size0.144 acres (6,300 sqft)
OwnerIndividual Name on Record
Last Sale$649,000 (Dec 2024)
Tax Bill$6,157 (2025)
Deeds & MortgagesNov 2020 Mortgage
Aug 2019 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN94023-28-007

Property Details

APN / Parcel Number

Primary APN94023-28-007
Alternative APN
  • R1663360

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,909 sqft Living Area
Basement Area1,909 sqft
Finished Basement1,122 sqft
Interior WallsWallboard/Drywall
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 2019
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,300 sqft (0.144 acres)
Garage TypeAttached
Garage Area640 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area198 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR1663360
Street Address440 WAGON BEND RD
CityBERTHOUD
StateCO
Zip80513-2691
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7, BLOCK 18, PRAIRIESTAR FILING NO 3, BER (20160065028)
Legal QuarterSW
Legal SubdivisionPRAIRIESTAR FILING NO 3
Legal Block18
Legal Lot Number7
JurisdictionLARIMER CO
Township / Civil DivisionBERTHOUD
Census Block Group2
Census Block2009
Census Tract2602

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address440 WAGON BEND RD, BERTHOUD, CO 80513-2691
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
WESTERRA CU
Aug 12, 2019Grant Deed, Subdivision Related Transfer · Conventional Mortgage
WESTERRA CU
Feb 15, 2019Grant Deed, Transfer
LAND TITLE GUARANTEE
Feb 21, 2019Loan Modification, Consolidation and Extension, Mortgage · Line of Credit
GLACIER BK FSB
Feb 20, 2019Loan Modification, Mortgage · Line of Credit
COLLEGIATE PEAKS BK
Feb 28, 2019Correction Deed, Transfer
LAND TITLE GUARANTEE
Jan 11, 2018Grant Deed, Transfer
LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2024 · Amount on Record
Deed SaleDec 31, 2024 · Amount on Record
Prior SaleAug 12, 2019 · Amount on Record
Deed Document Number20240056342
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address440 WAGON BEND RD, BERTHOUD, CO 80513-2691
Transaction TypeMortgage
Record UpdatedMar 2, 2021
Title CompanyHERITAGE TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000090992
DateNov 3, 2020
Instrument20200090992
Lender
NameWESTERRA CU
TypeCredit Union
AddressDENVER, CO 80209
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2035

August 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionLARIMER CO
Recording DateAug 12, 2019
Property Address440 WAGON BEND RD, BERTHOUD, CO 80513-2691
Document Number0000046656
Instrument DateAug 8, 2019
Instrument46656
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 19, 2019
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$50.81
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address40 WAGON BEND RD BERTHOUD CO 80513, BERTHOUD, CO 80513

Mortgage

Document Number46657
DateAug 12, 2019
Instrument46657
Lender
NameWESTERRA CU
TypeCredit Union
AddressDENVER, CO 80209
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 11, 2049

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLARIMER CO
Recording DateFeb 15, 2019
Property Address440 WAGON BEND RD, BERTHOUD, CO 80513-2691
Document Number0000007810
Instrument DateFeb 12, 2019
Instrument7810
Transaction TypeTransfer
Record UpdatedJun 23, 2020
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount Recorded
Tax$55.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address426 KIMBARK ST LONGMONT CO 805015526, LONGMONT, CO 80501-5526
InvestorPossibly a Property Investor

February 2019: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionLARIMER CO
Recording DateFeb 21, 2019
Property Address440 WAGON BEND RD, BERTHOUD, CO 80513-2691
Instrument DateFeb 12, 2019
Instrument8748
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address440 WAGON BEND RD BERTHOUD CO 805132691, BERTHOUD, CO 80513-2691
InvestorPossibly a Property Investor

Mortgage

Document Number0000008748
DateFeb 21, 2019
Instrument8748
Lender
NameGLACIER BK FSB
TypeBank
Address3350 BRIGHTON BLVD # 135, DENVER, CO 80216-5069
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLARIMER CO
Recording DateFeb 20, 2019
Property Address440 WAGON BEND RD, BERTHOUD, CO 80513-2691
Instrument DateFeb 12, 2019
Instrument8386
Transaction TypeMortgage
Record UpdatedMar 1, 2019

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Mortgage

Document Number0000008386
DateFeb 20, 2019
Instrument8386
Lender
NameCOLLEGIATE PEAKS BK
TypeBank
Address3350 BRIGHTON BLVD # 135, DENVER, CO 80216-5069
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionLARIMER CO
Recording DateFeb 28, 2019
Property Address440 WAGON BEND RD, BERTHOUD, CO 80513-2691
Document Number0000009935
Instrument DateFeb 12, 2019
Instrument9935
Transaction TypeTransfer
Record UpdatedMar 7, 2019
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount Recorded
Tax$54.70
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address428 KIMBARK ST LONGMONT CO 805015526, LONGMONT, CO 80501-5526
InvestorPossibly a Property Investor

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLARIMER CO
Recording DateJan 11, 2018
Property Address440 WAGON BEND RD, BERTHOUD, CO 80513-2691
Document Number0000002509
Instrument DateJan 8, 2018
Instrument2509
Transaction TypeTransfer
Record UpdatedJan 17, 2018
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount Recorded
Tax$238.00
Amount AccuracyConfirmed
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address708 MAIN ST EVANSTON IL 602021702, EVANSTON, IL 60202-1702

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
MunicipalityBerthoud Town
CountyLarimer County
Unified School DistrictThompson School District R-2J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,157.00 (-0.26%)$38,425 (-12.87%) Land $7,650 Building $30,775$614,800 (-6.59%) Land $122,400 Building $492,400
2023$6,173.00 (+21.13%)$44,100 (+27.49%) Land $8,201 Building $35,899$658,200 (+32.25%) Land $122,400 Building $535,800
2022$5,096.00$34,590 Land $6,616 Building $27,974$497,700 Land $95,200 Building $402,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 40% of Colorado
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BERTHOUD
serves 14,211 people · EPA ID CO0135138
Water SourceSurface water
Last State InspectionDec 2021
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Vistabeam
Fixed Wireless
500 / 80
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink, T-Mobile.

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