Larimer County property record for 440 Wagon Bend Rd, Berthoud, CO 80513
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,909 sqft · built 2019 |
| Lot Size | 0.144 acres (6,300 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $649,000 (Dec 2024) |
| Tax Bill | $6,157 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Aug 2019 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 94023-28-007 |
| Primary APN | 94023-28-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,909 sqft Living Area |
| Basement Area | 1,909 sqft |
| Finished Basement | 1,122 sqft |
| Interior Walls | Wallboard/Drywall |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,300 sqft (0.144 acres) |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 198 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1663360 |
|---|---|
| Street Address | 440 WAGON BEND RD |
| City | BERTHOUD |
| State | CO |
| Zip | 80513-2691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7, BLOCK 18, PRAIRIESTAR FILING NO 3, BER (20160065028) |
| Legal Quarter | SW |
| Legal Subdivision | PRAIRIESTAR FILING NO 3 |
| Legal Block | 18 |
| Legal Lot Number | 7 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 2602 |
Source: Larimer County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 440 WAGON BEND RD, BERTHOUD, CO 80513-2691 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WESTERRA CU |
| Aug 12, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage WESTERRA CU |
| Feb 15, 2019 | Grant Deed, Transfer LAND TITLE GUARANTEE |
| Feb 21, 2019 | Loan Modification, Consolidation and Extension, Mortgage · Line of Credit GLACIER BK FSB |
| Feb 20, 2019 | Loan Modification, Mortgage · Line of Credit COLLEGIATE PEAKS BK |
| Feb 28, 2019 | Correction Deed, Transfer LAND TITLE GUARANTEE |
| Jan 11, 2018 | Grant Deed, Transfer LAND TITLE GUARANTEE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2024 · Amount on Record |
| Deed Sale | Dec 31, 2024 · Amount on Record |
| Prior Sale | Aug 12, 2019 · Amount on Record |
| Deed Document Number | 20240056342 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 440 WAGON BEND RD, BERTHOUD, CO 80513-2691 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2021 |
| Title Company | HERITAGE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000090992 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 20200090992 |
| Name | WESTERRA CU |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Aug 12, 2019 |
| Property Address | 440 WAGON BEND RD, BERTHOUD, CO 80513-2691 |
| Document Number | 0000046656 |
| Instrument Date | Aug 8, 2019 |
| Instrument | 46656 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 19, 2019 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50.81 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 40 WAGON BEND RD BERTHOUD CO 80513, BERTHOUD, CO 80513 |
| Document Number | 46657 |
|---|---|
| Date | Aug 12, 2019 |
| Instrument | 46657 |
| Name | WESTERRA CU |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Feb 15, 2019 |
| Property Address | 440 WAGON BEND RD, BERTHOUD, CO 80513-2691 |
| Document Number | 0000007810 |
| Instrument Date | Feb 12, 2019 |
| Instrument | 7810 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2020 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Tax | $55.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 426 KIMBARK ST LONGMONT CO 805015526, LONGMONT, CO 80501-5526 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Feb 21, 2019 |
| Property Address | 440 WAGON BEND RD, BERTHOUD, CO 80513-2691 |
| Instrument Date | Feb 12, 2019 |
| Instrument | 8748 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 440 WAGON BEND RD BERTHOUD CO 805132691, BERTHOUD, CO 80513-2691 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008748 |
|---|---|
| Date | Feb 21, 2019 |
| Instrument | 8748 |
| Name | GLACIER BK FSB |
|---|---|
| Type | Bank |
| Address | 3350 BRIGHTON BLVD # 135, DENVER, CO 80216-5069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Feb 20, 2019 |
| Property Address | 440 WAGON BEND RD, BERTHOUD, CO 80513-2691 |
| Instrument Date | Feb 12, 2019 |
| Instrument | 8386 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Number | 0000008386 |
|---|---|
| Date | Feb 20, 2019 |
| Instrument | 8386 |
| Name | COLLEGIATE PEAKS BK |
|---|---|
| Type | Bank |
| Address | 3350 BRIGHTON BLVD # 135, DENVER, CO 80216-5069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Feb 28, 2019 |
| Property Address | 440 WAGON BEND RD, BERTHOUD, CO 80513-2691 |
| Document Number | 0000009935 |
| Instrument Date | Feb 12, 2019 |
| Instrument | 9935 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2019 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Tax | $54.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 428 KIMBARK ST LONGMONT CO 805015526, LONGMONT, CO 80501-5526 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Jan 11, 2018 |
| Property Address | 440 WAGON BEND RD, BERTHOUD, CO 80513-2691 |
| Document Number | 0000002509 |
| Instrument Date | Jan 8, 2018 |
| Instrument | 2509 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2018 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Tax | $238.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 708 MAIN ST EVANSTON IL 602021702, EVANSTON, IL 60202-1702 |
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| Municipality | Berthoud Town |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,157.00 (-0.26%) | $38,425 (-12.87%) Land $7,650 Building $30,775 | $614,800 (-6.59%) Land $122,400 Building $492,400 |
| 2023 | $6,173.00 (+21.13%) | $44,100 (+27.49%) Land $8,201 Building $35,899 | $658,200 (+32.25%) Land $122,400 Building $535,800 |
| 2022 | $5,096.00 | $34,590 Land $6,616 Building $27,974 | $497,700 Land $95,200 Building $402,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 40% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, T-Mobile.
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