404 Wagon Bend Rd, Berthoud, CO 80513 Property Records

Larimer County property record for 404 Wagon Bend Rd, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,909 sqft · built 2019
Lot Size	0.179 acres (7,831 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (May 2025)
Tax Bill	$6,291 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`94023-28-010`

Property Details

APN / Parcel Number

Primary APN	`94023-28-010`
Alternative APN	`R1663363`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,909 sqft Living Area
Basement Area	1,909 sqft
Finished Basement	1,122 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,831 sqft (0.179 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1663363
Street Address	404 WAGON BEND RD
City	BERTHOUD
State	CO
Zip	80513-2691
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10, BLOCK 18, PRAIRIESTAR FILING NO 3, BER (20160065028)
Legal Quarter	SW
Legal Subdivision	PRAIRIESTAR FILING NO 3
Legal Block	18
Legal Lot Number	10
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2009
Census Tract	2602

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	404 WAGON BEND RD, BERTHOUD, CO 80513-2691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2025	Special Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Sep 27, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage PIVOT LNDG GROUP
Apr 17, 2019	Grant Deed, Transfer LAND TITLE GUARANTEE
Apr 18, 2019	Loan Modification, Mortgage · Line of Credit GLACIER BK FSB
Jan 11, 2018	Grant Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 6, 2025 · Amount on Record
Deed Sale	May 6, 2025 · Amount on Record
Prior Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	20250019685
Record Updated	Jun 8, 2026

May 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 6, 2025
Property Address	404 WAGON BEND RD, BERTHOUD, CO 80513-2691
Document Number	0000019685
Instrument Date	Apr 25, 2025
Instrument	20250019685
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	404 WAGON BEND RD, BERTHOUD, CO 80513-2691

Mortgage

Document Number	0000019686
Date	May 6, 2025
Instrument	20250019686

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2055

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	404 WAGON BEND RD, BERTHOUD, CO 80513-2691
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040166
Date	Apr 21, 2021
Instrument	20210040166

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	157 Months
Due	May 1, 2034

Interest

Change Frequency	6 Months
Index	3-Year CMT

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 27, 2019
Property Address	404 WAGON BEND RD, BERTHOUD, CO 80513-2691
Document Number	0000059025
Instrument Date	Sep 27, 2019
Instrument	59025
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 15, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.66
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WAGON BEND RD BERTHOUD CO 805132691, BERTHOUD, CO 80513-2691

Mortgage

Document Number	59026
Date	Sep 27, 2019
Instrument	59026

Lender

Name	PIVOT LNDG GROUP
Address	LITTLETON, CO 80127

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 26, 2034

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 17, 2019
Property Address	404 WAGON BEND RD, BERTHOUD, CO 80513-2691
Document Number	0000019143
Instrument Date	Apr 15, 2019
Instrument	19143
Transaction Type	Transfer
Record Updated	Apr 25, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$54.80
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	428 KIMBARK ST LONGMONT CO 805015526, LONGMONT, CO 80501-5526
Investor	Possibly a Property Investor

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Recording Date	Apr 18, 2019
Property Address	404 WAGON BEND RD, BERTHOUD, CO 80513-2691
Instrument Date	Apr 10, 2019
Instrument	19578
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	491 GRAND MARKET AVE BERTHOUD CO 805132717, BERTHOUD, CO 80513-2717
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019578
Date	Apr 18, 2019
Instrument	19578

Lender

Name	GLACIER BK FSB
Type	Bank
Address	3350 BRIGHTON BLVD # 135, DENVER, CO 80216-5069

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Jan 11, 2018
Property Address	404 WAGON BEND RD, BERTHOUD, CO 80513-2691
Document Number	0000002509
Instrument Date	Jan 8, 2018
Instrument	2509
Transaction Type	Transfer
Record Updated	Jan 17, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$238.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	708 MAIN ST EVANSTON IL 602021702, EVANSTON, IL 60202-1702

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,291.00 (-0.3%)	$39,263 (-12.74%) Land $7,650 Building $31,613	$628,200 (-6.46%) Land $122,400 Building $505,800
2023	$6,310.00 (+21.72%)	$44,997 (+27.88%) Land $8,201 Building $36,796	$671,600 (+32.65%) Land $122,400 Building $549,200
2022	$5,184.00	$35,187 Land $6,616 Building $28,571	$506,300 Land $95,200 Building $411,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 40% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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