453 Wagon Bend Rd, Berthoud, CO 80513 Property Records

Larimer County property record for 453 Wagon Bend Rd, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,704 sqft · built 2018
Lot Size	0.144 acres (6,300 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Apr 2021)
Tax Bill	$6,120 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`94023-29-003`

Property Details

APN / Parcel Number

Primary APN	`94023-29-003`
Alternative APN	`R1663366`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,704 sqft Living Area
Basement Area	1,030 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2018
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,300 sqft (0.144 acres)
Garage Type	Attached
Garage Area	1,004 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1663366
Street Address	453 WAGON BEND RD
City	BERTHOUD
State	CO
Zip	80513-2691
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, BLOCK 19, PRAIRIESTAR FILING NO 3, BER (20160065028)
Legal Quarter	SW
Legal Subdivision	PRAIRIESTAR FILING NO 3
Legal Block	19
Legal Lot Number	3
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2009
Census Tract	2602

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	453 WAGON BEND RD, BERTHOUD, CO 80513-2691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADAMS BANK & TRUST
Apr 29, 2021	Special Warranty Deed, Transfer · Conventional Mortgage ADAMS BANK & TRUST
Jun 24, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CITYWIDE HM LNS CORP
Jan 16, 2019	Grant Deed, Transfer LAND TITLE GUARANTEE
Feb 22, 2019	Loan Modification, Mortgage · Line of Credit COLLEGIATE PEAKS BK
Jan 17, 2019	Loan Modification, Mortgage · Line of Credit COLLEGIATE PEAKS BK
Jan 11, 2018	Grant Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2021 · Amount on Record
Deed Sale	Apr 29, 2021 · Amount on Record
Prior Sale	Jun 24, 2019 · Amount on Record
Deed Document Number	20210042732
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	453 WAGON BEND RD, BERTHOUD, CO 80513-2691
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093574
Date	Oct 7, 2021
Instrument	20210093574

Lender

Name	ADAMS BANK & TRUST
Type	Bank
Address	NORTH PLATTE, NE 69101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	175 Months
Due	May 1, 2036

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 29, 2021
Property Address	453 WAGON BEND RD, BERTHOUD, CO 80513-2691
Document Number	0000042732
Instrument Date	Apr 28, 2021
Instrument	20210042732
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	8Z TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 WAGON BEND RD, BERTHOUD, CO 80513-2691

Mortgage

Document Number	0000042733
Date	Apr 29, 2021
Instrument	20210042733

Lender

Name	ADAMS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

June 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 24, 2019
Property Address	453 WAGON BEND RD, BERTHOUD, CO 80513-2691
Document Number	0000034730
Instrument Date	Jun 24, 2019
Instrument	34730
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 3, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.44
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 WAGON BEND RD BERTHOUD CO 805132691, BERTHOUD, CO 80513-2691

Mortgage

Document Number	34731
Date	Jun 24, 2019
Instrument	34731

Lender

Name	CITYWIDE HM LNS CORP
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Jan 16, 2019
Property Address	453 WAGON BEND RD, BERTHOUD, CO 80513-2691
Document Number	0000002646
Instrument Date	Jan 15, 2019
Instrument	2646
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$47.19
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	428 KIMBARK ST LONGMONT CO 805015526, LONGMONT, CO 80501-5526

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Recording Date	Feb 22, 2019
Property Address	453 WAGON BEND RD, BERTHOUD, CO 80513-2691
Instrument Date	Jan 15, 2019
Instrument	8792
Transaction Type	Mortgage
Record Updated	Mar 4, 2019

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008792
Date	Feb 22, 2019
Instrument	8792

Lender

Name	COLLEGIATE PEAKS BK
Type	Bank
Address	3350 BRIGHTON BLVD # 135, DENVER, CO 80216-5069

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Recording Date	Jan 17, 2019
Property Address	453 WAGON BEND RD, BERTHOUD, CO 80513-2691
Instrument Date	Jan 1, 2019
Instrument	2801
Transaction Type	Mortgage
Record Updated	Jan 31, 2019

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000002801
Date	Jan 17, 2019
Instrument	2801

Lender

Name	COLLEGIATE PEAKS BK
Type	Bank
Address	3350 BRIGHTON BLVD # 135, DENVER, CO 80216-5069

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Jan 11, 2018
Property Address	453 WAGON BEND RD, BERTHOUD, CO 80513-2691
Document Number	0000002509
Instrument Date	Jan 8, 2018
Instrument	2509
Transaction Type	Transfer
Record Updated	Jan 17, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$238.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	708 MAIN ST EVANSTON IL 602021702, EVANSTON, IL 60202-1702

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,120.00 (+0.97%)	$38,194 (-11.93%) Land $7,650 Building $30,544	$611,100 (-5.59%) Land $122,400 Building $488,700
2023	$6,061.00 (+21.98%)	$43,369 (+28.58%) Land $8,201 Building $35,168	$647,300 (+33.38%) Land $122,400 Building $524,900
2022	$4,969.00	$33,728 Land $6,616 Building $27,112	$485,300 Land $95,200 Building $390,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 40% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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