440 W Main St, Spencer, OH 44275 Property Records

Medina County property record for 440 W Main St, Spencer, OH 44275

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,410 sqft · built 1888
Lot Size0.62 acres (27,007 sqft)
OwnerIndividual Name on Record
Last Sale$10,000 (May 2015)
Tax Bill$2,446 (2025)
Flood ZoneZone X (minimal risk)
APN037-27A-03-002

Property Details

APN / Parcel Number

Primary APN037-27A-03-002
Alternative APNs
  • 37-27A-03-002
  • 00002607650

Interior

Bedrooms2 Beds
Full Baths1 Bath
Half Baths7 Half Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,410 sqft Living Area
1st Floor Area2,160 sqft
Upper Floors Area330 sqft
Basement Area660 sqft
Unfinished Basement660 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1888
Effective Year BuiltEffective 1888
Exterior MaterialSiding
Construction TypeWood
Lot Area27,007 sqft (0.62 acres)
Lot Dimensions200 ft deep x 120 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area204 sqft
Deck Area48 sqft
Patio Area118 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address440 W MAIN ST
CitySPENCER
StateOH
Zip44275-9534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 13 LOT 6 S MID PT .620A
Legal Tract13
Legal Lot Number6
JurisdictionMEDINA OH
Township / Civil DivisionSPENCER
Census Block Group2
Census Block2030
Census Tract410000

Owner

Source: Medina County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address440 W MAIN ST, SPENCER, OH 44275-9534
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2015 · Amount on Record
Deed SaleMay 4, 2015 · Amount on Record
Prior SaleMay 4, 2015 · Amount on Record
Deed Document Number20158755
Last Transfer DateAug 12, 2015
Transfer Doc0000017647
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Medina County assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMedina County
MunicipalitySpencer Village
Unified School DistrictBlack River Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,446.00 (+23.41%)$52,710 (+13.43%) Land $22,140 Building $30,570$150,610 (+13.44%) Land $63,270 Building $87,340
2024$1,982.00 (-7.08%)$46,470 (-) Land $30,770 Building $15,700
2023$2,133.00 (+2.55%)$46,470 (-) Land $30,770 Building $15,700
2022$2,080.00$46,470 Land $30,770 Building $15,700$132,770 Land $87,910 Building $44,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF SPENCER
serves 800 people · EPA ID OH5201611
Water SourcePurchased surface water from RURAL LORAIN CO. WATER A
Last State InspectionDec 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Omni Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on W Main St

Nearby Streets

Search Property Records by Address or Parcel Number