Medina County property record for 406 W Main St, Spencer, OH 44275
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,034 sqft · built 1890 |
| Lot Size | 5.42 acres (236,095 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,467 (2025) |
| Deeds & Mortgages | Sep 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-27A-03-008 |
| Primary APN | 037-27A-03-008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 7 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,034 sqft Living Area |
| 1st Floor Area | 2,330 sqft |
| Upper Floors Area | 869 sqft |
| Basement Area | 434 sqft |
| Unfinished Basement | 434 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Siding |
| Construction Type | Wood |
| Lot Area | 236,095 sqft (5.42 acres) |
| Garage Type | Detached |
| Garage Area | 176 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 380 sqft |
| Deck Area | 36 sqft |
| Patio Area | 36 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 406 W MAIN ST |
|---|---|
| City | SPENCER |
| State | OH |
| Zip | 44275-9534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 13 LOT 6 E PT 5.424A |
| Legal Subdivision | SPENCER SEC 13 |
| Legal Tract | 13 |
| Legal Lot Number | 6 |
| Jurisdiction | MEDINA OH |
| Township / Civil Division | SPENCER |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 410000 |
Source: Medina County records, as of October 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 W MAIN ST, SPENCER, OH 44275-9534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 25, 2026 |
| Transfer Doc | 0000018452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | MEDINA OH |
| Recording Date | Sep 25, 2026 |
| Property Address | 406 W MAIN ST, SPENCER, OH 44275-9534 |
| Document Number | 0000018452 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 202618452 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 W MAIN ST, SPENCER, OH 44275-9534 |
Source: Medina County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Medina County |
| Municipality | Spencer Village |
| Unified School District | Black River Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,467.00 (-4.18%) | $52,850 (+28%) Land $38,950 Building $13,900 | $151,000 (+28%) Land $111,290 Building $39,710 |
| 2024 | $1,531.00 (+2.55%) Homeowner's exemption | $41,290 (-) Land $23,040 Building $18,250 | |
| 2023 | $1,493.00 (-3.37%) Homeowner's exemption | $41,290 (-) Land $23,040 Building $18,250 | |
| 2022 | $1,545.00 Homeowner's exemption | $41,290 Land $23,040 Building $18,250 | $117,970 Land $65,820 Building $52,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 5, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF SPENCER serves 800 people · EPA ID OH5201611 |
|---|---|
| Water Source | Purchased surface water from RURAL LORAIN CO. WATER A |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Omni Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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