Medina County property record for 414 W Main St, Spencer, OH 44275
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,038 sqft · built 1948 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Last Sale | $72,500 (Jul 2022) |
| Tax Bill | $1,890 (2025) |
| Deeds & Mortgages | Jul 2022 Sale Mar 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-27A-03-004 |
| Primary APN | 037-27A-03-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 4 Half Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,038 sqft Living Area |
| 1st Floor Area | 2,076 sqft |
| Basement Area | 1,038 sqft |
| Unfinished Basement | 1,038 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 260 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 138 sqft |
| Deck Area | 258 sqft |
| Patio Area | 258 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 414 W MAIN ST |
|---|---|
| City | SPENCER |
| State | OH |
| Zip | 44275-9534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 13 LOT 6 S MID PT .433A |
| Legal Tract | 13 |
| Legal Lot Number | 6 |
| Jurisdiction | MEDINA OH |
| Township / Civil Division | SPENCER |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 410000 |
414 W Main St is owned and occupied by an individual who bought it in July 2022.
Source: Medina County records, as of April 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 414 W MAIN ST, SPENCER, OH 44275-9534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2022 | Warranty Deed, Transfer |
| Mar 23, 2022 | Affidavit, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2022 · Amount on File |
| Deed Sale | Jul 5, 2022 · Amount on File |
| Deed Document Number | 202214361 |
| Prior Transfer Date | Mar 15, 2022 |
| Prior Transfer Doc | 0000006676 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MEDINA OH |
| Recording Date | Jul 5, 2022 |
| Property Address | 414 W MAIN ST, SPENCER, OH 44275-9534 |
| Document Number | 0000014361 |
| Instrument Date | Jun 27, 2022 |
| Instrument | 2022OR014361 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 W MAIN ST, SPENCER, OH 44275-9534 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | MEDINA OH |
| Recording Date | Mar 23, 2022 |
| Property Address | 414 W MAIN ST, SPENCER, OH 44275-9534 |
| Document Number | 0000006676 |
| Instrument Date | Mar 15, 2022 |
| Instrument | 2022OR006676 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 1 2 SOUTH MAIN ST, SPENCER, OH 44275 |
The 2025 property tax bill for 414 W Main St was $1,890, up 4% from the year before.
Source: Medina County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Medina County |
| Municipality | Spencer Village |
| Unified School District | Black River Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,890.00 (+4.02%) | $42,780 (+13.05%) Land $12,320 Building $30,460 | $122,220 Land $35,200 Building $87,020 |
| 2024 | $1,817.00 (+4.61%) | $37,840 (-) Land $17,120 Building $20,720 | |
| 2023 | $1,737.00 (+27.35%) | $37,840 (-) Land $17,120 Building $20,720 | |
| 2022 | $1,364.00 Homeowner's exemption | $37,840 Land $17,120 Building $20,720 | $108,110 Land $48,910 Building $59,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 414 W Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 414 W Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF SPENCER serves 800 people · EPA ID OH5201611 |
|---|---|
| Water Source | Purchased surface water from RURAL LORAIN CO. WATER A |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Omni Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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